{"abstract":"The Bureau of Consumer Financial Protection (Bureau or CFPB) is issuing this final rule to delay the October 1, 2017 effective date of the rule governing Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z) by six months, to April 1, 2018.","action":"Final rule; official interpretation; delay of effective date.","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2017/04/25/2017-08341.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1005,"title":12},{"chapter":null,"citation_url":null,"part":1026,"title":12}],"citation":"82 FR 18975","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The amendments in this final rule are effective on April 1, 2018. The effective date of the final rule published on November 22, 2016 (81 FR 83934) is delayed from October 1, 2017, to April 1, 2018. The effective date for the addition of Sec. 1005.19(b) remains October 1, 2018.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2017-0008"],"dockets":[],"document_number":"2017-08341","effective_on":"2018-04-01","end_page":18981,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2017/04/25/2017-08341.xml","html_url":"https://www.federalregister.gov/documents/2017/04/25/2017-08341/prepaid-accounts-under-the-electronic-fund-transfer-act-regulation-e-and-the-truth-in-lending-act","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2017-08341?publication_date=2017-04-25","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2017-04-25/2017-08341/mods.xml","not_received_for_publication":null,"page_length":7,"page_views":{"count":7091,"last_updated":"2026-10-25 02:15:05 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2017-04-25/pdf/2017-08341.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2017-08341.pdf?1493037985","publication_date":"2017-04-25","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2017/04/25/2017-08341.txt","regulation_id_number_info":{"3170-AA69":null},"regulation_id_numbers":["3170-AA69"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2017-0008","supporting_documents_count":0,"docket_id":"CFPB-2017-0008","regulation_id_number":"3170-AA69","title":"Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z); Delay of Effective Date","checked_regulationsdotgov_at":"2017-05-15T06:00:16Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":18975,"subtype":null,"title":"Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z); Delay of Effective Date","toc_doc":"Prepaid Accounts Under the Electronic Fund Transfer Act and the Truth in Lending Act; Delay of Effective Date","toc_subject":null,"topics":["Consumer protection","Credit unions","Electronic funds transfers","Reporting and recordkeeping requirements","Savings associations"],"type":"Rule","volume":82}