{"abstract":"The Bureau of Consumer Financial Protection (Bureau or CFPB) proposes amendments to Regulation C that would, for a period of two years, increase the threshold for collecting and reporting data with respect to open-end lines of credit so that financial institutions originating fewer than 500 open-end lines of credit in either of the preceding two years would not be required to begin collecting such data until January 1, 2020.","action":"Proposed rule with request for public comment.","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2017/07/20/2017-15220.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1003,"title":12}],"citation":"82 FR 33455","comment_url":null,"comments_close_on":"2017-07-31","correction_of":null,"corrections":[],"dates":"Comments must be received on or before July 31, 2017.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2017-0021"],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":36,"comment_start_date":"2017-07-20","updated_at":"2023-03-01T01:49:45.313-05:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2017-0021-0001","allow_late_comments":null,"id":"CFPB-2017-0021-0001","comment_end_date":"2017-08-01","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2017-0021","title":"Home Mortgage Disclosure Temporary Increase in Institutional and Transactional Coverage Thresholds for Open-End Lines of Credit."}],"document_number":"2017-15220","effective_on":null,"end_page":33465,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2017/07/20/2017-15220.xml","html_url":"https://www.federalregister.gov/documents/2017/07/20/2017-15220/home-mortgage-disclosure-regulation-c-temporary-increase-in-institutional-and-transactional-coverage","images":{"EP20JY17.001":{"large":"https://img.federalregister.gov/EP20JY17.001/EP20JY17.001_large.png","original_size":"https://img.federalregister.gov/EP20JY17.001/EP20JY17.001_original_size.png"}},"images_metadata":{"EP20JY17.001":{"large":{"identifier":"EP20JY17.001","content_type":"image/png","size":52560,"width":820,"sha":"2d7fc4f0055068aa676c59c85c877940","url":"https://img.federalregister.gov/EP20JY17.001/EP20JY17.001_large.png","height":358},"original_size":{"identifier":"EP20JY17.001","content_type":"image/png","size":58274,"width":1540,"sha":"45c2523bac6416de9dba946158f0ea65","url":"https://img.federalregister.gov/EP20JY17.001/EP20JY17.001_original_size.png","height":672}}},"json_url":"https://www.federalregister.gov/api/v1/documents/2017-15220?publication_date=2017-07-20","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2017-07-20/2017-15220/mods.xml","not_received_for_publication":null,"page_length":11,"page_views":{"count":1878,"last_updated":"2026-10-23 22:15:05 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2017-07-20/pdf/2017-15220.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2017-15220.pdf?1500468343","publication_date":"2017-07-20","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2017/07/20/2017-15220.txt","regulation_id_number_info":{"3170-AA76":{"issue":"201910","html_url":"https://www.federalregister.gov/regulations/3170-AA76/home-mortgage-disclosure-act-regulation-c-","title":"Home Mortgage Disclosure Act (Regulation C) ","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201910&RIN=3170-AA76&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"}},"regulation_id_numbers":["3170-AA76"],"regulations_dot_gov_info":{"supporting_documents":[],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/3170-AA76/home-mortgage-disclosure-act-regulation-c-","title":"Home Mortgage Disclosure Act (Regulation C) "},"comments_count":36,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2017-0021","supporting_documents_count":0,"docket_id":"CFPB-2017-0021","document_id":"CFPB-2017-0021-0001","regulation_id_number":"3170-AA76","title":"Home Mortgage Disclosure Temporary Increase in Institutional and Transactional Coverage Thresholds for Open-End Lines of Credit.","checked_regulationsdotgov_at":"2023-03-01T06:49:44Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":33455,"subtype":null,"title":"Home Mortgage Disclosure (Regulation C) Temporary Increase in Institutional and Transactional Coverage Thresholds for Open-End Lines of Credit","toc_doc":"Home Mortgage Disclosure Temporary Increase in Institutional and Transactional Coverage Thresholds for Open-End Lines of Credit","toc_subject":null,"topics":["Banks, banking","Credit unions","Mortgages","Reporting and recordkeeping requirements","Savings associations"],"type":"Proposed Rule","volume":82}