{"abstract":"The OCC, the Board, and the FDIC (collectively, the Agencies) are amending their Community Reinvestment Act (CRA) regulations to adjust the asset-size thresholds used to define \"small bank\" or \"small savings association\" and \"intermediate small bank\" or \"intermediate small savings association.\" As required by the CRA regulations, the adjustment to the threshold amount is based on the annual percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).","action":"Joint final rule; technical amendment.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2018/12/27/2018-27791.html","cfr_references":[{"chapter":null,"citation_url":null,"part":25,"title":12},{"chapter":null,"citation_url":null,"part":195,"title":12},{"chapter":null,"citation_url":null,"part":228,"title":12},{"chapter":null,"citation_url":null,"part":345,"title":12}],"citation":"83 FR 66601","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"Effective Date: January 1, 2019.","disposition_notes":null,"docket_ids":["Docket ID OCC-2018-0033","Regulation BB","Docket No. R-1642"],"dockets":[],"document_number":"2018-27791","effective_on":"2019-01-01","end_page":66604,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2018/12/27/2018-27791.xml","html_url":"https://www.federalregister.gov/documents/2018/12/27/2018-27791/community-reinvestment-act-regulations","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2018-27791?publication_date=2018-12-27","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2018-12-27/2018-27791/mods.xml","not_received_for_publication":null,"page_length":4,"page_views":{"count":1753,"last_updated":"2026-07-26 04:15:02 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2018-12-27/pdf/2018-27791.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2018-27791.pdf?1545831920","publication_date":"2018-12-27","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2018/12/27/2018-27791.txt","regulation_id_number_info":{"3064-AE97":null,"7100-AF32":null,"1557-AE54":null},"regulation_id_numbers":["1557-AE54","3064-AE97","7100-AF32"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2019-01-16T11:00:17Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":66601,"subtype":null,"title":"Community Reinvestment Act Regulations","toc_doc":"Community Reinvestment Act Regulations","toc_subject":null,"topics":["Banks, banking","Community development","Credit","Investments","Reporting and recordkeeping requirements","Savings associations"],"type":"Rule","volume":83}