{"abstract":"The Bureau of Consumer Financial Protection (Bureau) is amending Regulation C to adjust the threshold for reporting data about open-end lines of credit by extending to January 1, 2022, the current temporary threshold of 500 open-end lines of credit. The Bureau is also incorporating into Regulation C the interpretations and procedures from the interpretive and procedural rule that the Bureau issued on August 31, 2018, and implementing further the Economic Growth, Regulatory Relief, and Consumer Protection Act.","action":"Final rule; official interpretation.","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2019/10/29/2019-22561.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1003,"title":12}],"citation":"84 FR 57946","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"This final rule is effective on January 1, 2020, except for the amendments to Sec. 1003.2 in amendatory instruction 6, the amendments to Sec. 1003.3 in amendatory instruction 7, and the amendments to supplement I to part 1003 in amendatory instruction 8, which are effective on January 1, 2022.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2019-0021"],"dockets":[],"document_number":"2019-22561","effective_on":"2020-01-01","end_page":58004,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2019/10/29/2019-22561.xml","html_url":"https://www.federalregister.gov/documents/2019/10/29/2019-22561/home-mortgage-disclosure-regulation-c","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2019-22561?publication_date=2019-10-29","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2019-10-29/2019-22561/mods.xml","not_received_for_publication":null,"page_length":59,"page_views":{"count":6102,"last_updated":"2026-09-21 16:15:06 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2019-10-29/pdf/2019-22561.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2019-22561.pdf?1572266714","publication_date":"2019-10-29","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2019/10/29/2019-22561.txt","regulation_id_number_info":{"3170-AA76":{"issue":"201910","html_url":"https://www.federalregister.gov/regulations/3170-AA76/home-mortgage-disclosure-act-regulation-c-","title":"Home Mortgage Disclosure Act (Regulation C) ","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=201910&RIN=3170-AA76&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"}},"regulation_id_numbers":["3170-AA76"],"regulations_dot_gov_info":{"supporting_documents":[],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/3170-AA76/home-mortgage-disclosure-act-regulation-c-","title":"Home Mortgage Disclosure Act (Regulation C) "},"comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2019-0021","supporting_documents_count":0,"docket_id":"CFPB-2019-0021","regulation_id_number":"3170-AA76","title":"Home Mortgage Disclosure (Regulation C)","checked_regulationsdotgov_at":"2019-11-01T02:30:07Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":57946,"subtype":null,"title":"Home Mortgage Disclosure (Regulation C)","toc_doc":"Home Mortgage Disclosure (Regulation C)","toc_subject":null,"topics":["Banks, banking","Credit unions","Mortgages","Reporting and recordkeeping requirements","Savings associations"],"type":"Rule","volume":84}