{"abstract":"This final rule revises the National Flood Insurance Program (NFIP) regulations to codify certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 and the Homeowner Flood Insurance Affordability Act of 2014, and to clarify certain existing NFIP rules relating to NFIP operations and the Standard Flood Insurance Policy.","action":"Final rule.","agencies":[{"raw_name":"DEPARTMENT OF HOMELAND SECURITY","name":"Homeland Security Department","id":227,"url":"https://www.federalregister.gov/agencies/homeland-security-department","json_url":"https://www.federalregister.gov/api/v1/agencies/227","parent_id":null,"slug":"homeland-security-department"},{"raw_name":"FEDERAL EMERGENCY MANAGEMENT AGENCY","name":"Federal Emergency Management Agency","id":166,"url":"https://www.federalregister.gov/agencies/federal-emergency-management-agency","json_url":"https://www.federalregister.gov/api/v1/agencies/166","parent_id":227,"slug":"federal-emergency-management-agency"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2020/07/20/2020-09260.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"59","title":44},{"chapter":null,"citation_url":null,"part":"61","title":44},{"chapter":null,"citation_url":null,"part":"62","title":44}],"citation":"85 FR 43946","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"This rule is effective on October 1, 2021.","disposition_notes":null,"docket_ids":["Docket ID FEMA-2018-0026"],"dockets":[],"document_number":"2020-09260","effective_on":"2021-10-01","end_page":43986,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2020/07/20/2020-09260.xml","html_url":"https://www.federalregister.gov/documents/2020/07/20/2020-09260/national-flood-insurance-program-conforming-changes-to-reflect-the-biggert-waters-flood-insurance","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2020-09260?publication_date=2020-07-20","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2020-07-20/2020-09260/mods.xml","not_received_for_publication":null,"page_length":41,"page_views":{"count":6939,"last_updated":"2026-08-23 22:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2020-07-20/pdf/2020-09260.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2020-09260.pdf?1594989914","publication_date":"2020-07-20","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2020/07/20/2020-09260.txt","regulation_id_number_info":{"1660-AA95":{"issue":"202004","html_url":"https://www.federalregister.gov/regulations/1660-AA95/national-flood-insurance-program-conforming-changes-to-reflect-the-biggert-waters-flood-insurance-re","title":"National Flood Insurance Program:  Conforming Changes to Reflect the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) and the Homeowners Flood Insurance Affordability Act of 2014 ","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202004&RIN=1660-AA95&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["1660-AA95"],"regulations_dot_gov_info":{"supporting_documents":[],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/1660-AA95/national-flood-insurance-program-conforming-changes-to-reflect-the-biggert-waters-flood-insurance-re","title":"National Flood Insurance Program:  Conforming Changes to Reflect the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) and the Homeowners Flood Insurance Affordability Act of 2014 "},"comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=FEMA-2018-0026","supporting_documents_count":0,"docket_id":"FEMA-2018-0026","regulation_id_number":"1660-AA95","title":"National Flood Insurance Program: Conforming Changes To Reflect the Biggert-Waters Flood Insurance Reform Act of 2012 (BW–12) and the Homeowners Flood Insurance Affordability Act of 2014 (HFIAA), and Additional Clarifications for Plain Language; Correction","checked_regulationsdotgov_at":"2020-07-22T08:30:08Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":43946,"subtype":null,"title":"National Flood Insurance Program: Conforming Changes To Reflect the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) and the Homeowners Flood Insurance Affordability Act of 2014 (HFIAA), and Additional Clarifications for Plain Language","toc_doc":"Conforming Changes to Reflect the Biggert-Waters Flood Insurance Reform Act of 2012 and the Homeowners Flood Insurance Affordability Act of 2014, and Additional Clarifications for Plain Language","toc_subject":"National Flood Insurance Program:\n","topics":["Claims","Flood insurance","Reporting and recordkeeping requirements"],"type":"Rule","volume":85}