{"abstract":"The Bureau of Consumer Financial Protection (Bureau) seeks comments and information to identify opportunities to prevent credit discrimination, encourage responsible innovation, promote fair, equitable, and nondiscriminatory access to credit, address potential regulatory uncertainty, and develop viable solutions to regulatory compliance challenges under the Equal Credit Opportunity Act (ECOA) and Regulation B.","action":"Notice and request for information.","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2020/08/03/2020-16722.html","cfr_references":[],"citation":"85 FR 46600","comment_url":null,"comments_close_on":"2020-10-02","correction_of":null,"corrections":[],"dates":"Comments must be received by October 2, 2020.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2020-0026"],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":149,"comment_start_date":"2020-08-03","updated_at":"2023-02-28T22:52:13.416-05:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2020-0026-0001","allow_late_comments":null,"id":"CFPB-2020-0026-0001","comment_end_date":"2020-12-02","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2020-0026","title":"Request for Information on the Equal Credit Opportunity Act and Regulation B"}],"document_number":"2020-16722","effective_on":null,"end_page":46603,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2020/08/03/2020-16722.xml","html_url":"https://www.federalregister.gov/documents/2020/08/03/2020-16722/request-for-information-on-the-equal-credit-opportunity-act-and-regulation-b","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2020-16722?publication_date=2020-08-03","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2020-08-03/2020-16722/mods.xml","not_received_for_publication":null,"page_length":4,"page_views":{"count":6503,"last_updated":"2026-08-25 08:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2020-08-03/pdf/2020-16722.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2020-16722.pdf?1596199526","publication_date":"2020-08-03","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2020/08/03/2020-16722.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":149,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2020-0026","supporting_documents_count":0,"docket_id":"CFPB-2020-0026","document_id":"CFPB-2020-0026-0001","regulation_id_number":null,"title":"Request for Information on the Equal Credit Opportunity Act and Regulation B","checked_regulationsdotgov_at":"2023-03-01T03:52:12Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":46600,"subtype":null,"title":"Request for Information on the Equal Credit Opportunity Act and Regulation B","toc_doc":"Equal Credit Opportunity Act and Regulation B","toc_subject":"Request for Information:\n","topics":[],"type":"Notice","volume":85}