{"abstract":"The Farm Credit Administration (FCA, we, or our) is repealing the regulatory requirement that production credit associations (PCAs) amortize their loans in 15 years or less, while requiring Farm Credit System (FCS or System) associations to address amortization through their credit underwriting standards and internal controls.","action":"Final rule.","agencies":[{"raw_name":"FARM CREDIT ADMINISTRATION","name":"Farm Credit Administration","id":154,"url":"https://www.federalregister.gov/agencies/farm-credit-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/154","parent_id":null,"slug":"farm-credit-administration"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2020/09/28/2020-18552.html","cfr_references":[{"chapter":null,"citation_url":null,"part":614,"title":12}],"citation":"85 FR 60691","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"This regulation will be effective 30 days after publication in the Federal Register during which either or both Houses of Congress are in session. We will publish a document announcing the effective date in the Federal Register.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"2020-18552","effective_on":null,"end_page":60694,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2020/09/28/2020-18552.xml","html_url":"https://www.federalregister.gov/documents/2020/09/28/2020-18552/amortization-limits","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2020-18552?publication_date=2020-09-28","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2020-09-28/2020-18552/mods.xml","not_received_for_publication":null,"page_length":4,"page_views":{"count":544,"last_updated":"2026-04-04 14:15:05 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2020-09-28/pdf/2020-18552.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2020-18552.pdf?1601037917","publication_date":"2020-09-28","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2020/09/28/2020-18552.txt","regulation_id_number_info":{"3052-AC92":{"issue":"202010","html_url":"https://www.federalregister.gov/regulations/3052-AC92/amortization-limits-agricultural-credit-associations-and-production-credit-associations","title":"Amortization Limits--Agricultural Credit Associations and Production Credit Associations","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202010&RIN=3052-AC92&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"}},"regulation_id_numbers":["3052-AC92"],"regulations_dot_gov_info":{"comments_count":0,"agency_id":"FCA","document_id":"FCA-2020-0042-0001","checked_regulationsdotgov_at":"2020-09-30T03:30:10Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":60691,"subtype":null,"title":"Amortization Limits","toc_doc":"Amortization Limits","toc_subject":null,"topics":["Agriculture","Banks, banking","Banks, banking","Banks, banking","Banks, banking","Flood insurance","Foreign trade","Reporting and recordkeeping requirements","Rural areas"],"type":"Rule","volume":85}