{"abstract":"The Bureau of Consumer Financial Protection (Bureau) is issuing its twenty second edition of Supervisory Highlights. In this issue of Supervisory Highlights, we report examination findings in the areas of consumer reporting, debt collection, deposits, fair lending, and mortgage servicing that were completed between September 2019 and December 2019. The report does not impose any new or different legal requirements, and all violations described in the report are based only on those specific facts and circumstances noted during those examinations.","action":"Supervisory Highlights.","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2020/09/10/2020-19978.html","cfr_references":[],"citation":"85 FR 55828","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The Bureau released this edition of the Supervisory Highlights on its website on September 4, 2020.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"2020-19978","effective_on":null,"end_page":55840,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2020/09/10/2020-19978.xml","html_url":"https://www.federalregister.gov/documents/2020/09/10/2020-19978/supervisory-highlights-issue-22-summer-2020","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2020-19978?publication_date=2020-09-10","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2020-09-10/2020-19978/mods.xml","not_received_for_publication":null,"page_length":13,"page_views":{"count":2450,"last_updated":"2026-05-11 10:15:15 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2020-09-10/pdf/2020-19978.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2020-19978.pdf?1599655521","publication_date":"2020-09-10","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2020/09/10/2020-19978.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":0,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2020-0007","supporting_documents_count":0,"docket_id":"CFPB-2020-0007","document_id":"CFPB-2020-0007-0032","regulation_id_number":null,"title":"2020 Notices","checked_regulationsdotgov_at":"2020-09-13T01:30:07Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":55828,"subtype":null,"title":"Supervisory Highlights, Issue 22 (Summer 2020)","toc_doc":"Supervisory Highlights, Issue 22; Summer 2020","toc_subject":null,"topics":[],"type":"Notice","volume":85}