{"abstract":"The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are adopting as final the revisions to the regulatory capital rule and the liquidity coverage ratio (LCR) rule made under three interim final rules published in the Federal Register on March 23, April 13, and May 6, 2020. The agencies are adopting these interim final rules as final with no changes. Under this final rule, banking organizations may continue to neutralize the regulatory capital effects of participating in the Money Market Mutual Fund Liquidity Facility (MMLF) and the Paycheck Protection Program Liquidity Facility (PPPLF), and are required to continue to neutralize the LCR effects of participating in the MMLF and the PPPLF. In addition, Paycheck Protection Program loans will receive a zero percent risk weight under the agencies' regulatory capital rules.","action":"Final rule.","agencies":[{"raw_name":"DEPARTMENT OF TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2020/10/28/2020-21894.html","cfr_references":[{"chapter":null,"citation_url":null,"part":3,"title":12},{"chapter":null,"citation_url":null,"part":50,"title":12},{"chapter":null,"citation_url":null,"part":217,"title":12},{"chapter":null,"citation_url":null,"part":249,"title":12},{"chapter":null,"citation_url":null,"part":324,"title":12},{"chapter":null,"citation_url":null,"part":329,"title":12}],"citation":"85 FR 68243","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The final rule is effective December 28, 2020.","disposition_notes":null,"docket_ids":["Docket ID OCC-2020-0017","Docket Nos. R-1711","1712","and 1717"],"dockets":[],"document_number":"2020-21894","effective_on":"2020-12-28","end_page":68249,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2020/10/28/2020-21894.xml","html_url":"https://www.federalregister.gov/documents/2020/10/28/2020-21894/treatment-of-certain-emergency-facilities-in-the-regulatory-capital-rule-and-the-liquidity-coverage","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2020-21894?publication_date=2020-10-28","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2020-10-28/2020-21894/mods.xml","not_received_for_publication":null,"page_length":7,"page_views":{"count":1476,"last_updated":"2026-04-24 18:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2020-10-28/pdf/2020-21894.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2020-21894.pdf?1603802715","publication_date":"2020-10-28","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2020/10/28/2020-21894.txt","regulation_id_number_info":{"1557-AE92":null,"3064-AF49":null,"7100-AF90":null,"1557-AE90":null,"1557-AE89":null,"3064-AF41":null,"3064-AF51":null,"7100-AF85":null,"7100-AF86":null},"regulation_id_numbers":["1557-AE89","1557-AE90","1557-AE92","3064-AF41","3064-AF49","3064-AF51","7100-AF85","7100-AF86","7100-AF90"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":0,"agency_id":"OCC","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=OCC-2020-0019","supporting_documents_count":0,"docket_id":"OCC-2020-0019","document_id":"OCC-2020-0019-0003","regulation_id_number":null,"title":"Liquidity Coverage Ratio Rule: Treatment of Certain Emergency Facilities","checked_regulationsdotgov_at":"2020-11-01T03:30:08Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":68243,"subtype":null,"title":"Treatment of Certain Emergency Facilities in the Regulatory Capital Rule and the Liquidity Coverage Ratio Rule","toc_doc":"Treatment of Certain Emergency Facilities in the Regulatory Capital Rule and the Liquidity Coverage Ratio Rule","toc_subject":null,"topics":[],"type":"Rule","volume":85}