{"abstract":"The Board and the FDIC (collectively, the Agencies) are amending their Community Reinvestment Act (CRA) regulations to adjust the asset-size thresholds used to define \"small bank\" and \"intermediate small bank.\" As required by the CRA regulations, the adjustment to the threshold amount is based on the annual percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).","action":"Joint final rule; technical amendment.","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2020/12/23/2020-28116.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"228","title":12},{"chapter":null,"citation_url":null,"part":"345","title":12}],"citation":"85 FR 83747","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"Effective Date: January 1, 2021.","disposition_notes":null,"docket_ids":["Regulation BB","Docket No. R-1735"],"dockets":[],"document_number":"2020-28116","effective_on":"2021-01-01","end_page":83749,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2020/12/23/2020-28116.xml","html_url":"https://www.federalregister.gov/documents/2020/12/23/2020-28116/community-reinvestment-act-regulations","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2020-28116?publication_date=2020-12-23","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2020-12-23/2020-28116/mods.xml","not_received_for_publication":null,"page_length":3,"page_views":{"count":1077,"last_updated":"2026-06-26 18:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2020-12-23/pdf/2020-28116.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2020-28116.pdf?1608644720","publication_date":"2020-12-23","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2020/12/23/2020-28116.txt","regulation_id_number_info":{"3064-AF68":null,"7100-AG05":null},"regulation_id_numbers":["3064-AF68","7100-AG05"],"regulations_dot_gov_info":{"comments_count":0,"agency_id":"FRS","document_id":"FRS-2020-0377-0001","checked_regulationsdotgov_at":"2020-12-25T04:30:09Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":83747,"subtype":null,"title":"Community Reinvestment Act Regulations","toc_doc":"Community Reinvestment Act Regulations","toc_subject":null,"topics":["Banks, banking","Community development","Credit","Investments","Reporting and recordkeeping requirements"],"type":"Rule","volume":85}