{"abstract":"The agencies are gathering information and comments on financial institutions' use of artificial intelligence (AI), including machine learning (ML). The purpose of this request for information (RFI) is to understand respondents' views on the use of AI by financial institutions in their provision of services to customers and for other business or operational purposes; appropriate governance, risk management, and controls over AI; and any challenges in developing, adopting, and managing AI. The RFI also solicits respondents' views on the use of AI in financial services to assist in determining whether any clarifications from the agencies would be helpful for financial institutions' use of AI in a safe and sound manner and in compliance with applicable laws and regulations, including those related to consumer protection.","action":"Request for information and comment.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"},{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"},{"raw_name":"NATIONAL CREDIT UNION ADMINISTRATION","name":"National Credit Union Administration","id":335,"url":"https://www.federalregister.gov/agencies/national-credit-union-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/335","parent_id":null,"slug":"national-credit-union-administration"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2021/03/31/2021-06607.html","cfr_references":[],"citation":"86 FR 16837","comment_url":null,"comments_close_on":"2021-06-01","correction_of":null,"corrections":[],"dates":"Comments must be received by June 1, 2021.","disposition_notes":null,"docket_ids":["Docket ID OCC-2020-0049","Docket No. OP-1743","Docket No. CFPB-2021-0004","Docket No. NCUA-2021-0023"],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":10,"comment_start_date":"2021-03-31","updated_at":"2023-02-28T22:32:14.216-05:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2021-0004-0001","allow_late_comments":null,"id":"CFPB-2021-0004-0001","comment_end_date":"2021-06-02","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2021-0004","title":"Request for Information and Comment on Financial Institutions’ Use of Artificial Intelligence, Including Machine Learning"},{"supporting_documents":[],"agency_name":"NCUA","documents":[{"comment_count":11,"comment_start_date":"2021-03-31","updated_at":"2024-07-11T14:56:52.795-04:00","comment_url":"https://www.regulations.gov/commenton/NCUA-2021-0023-0001","allow_late_comments":null,"id":"NCUA-2021-0023-0001","comment_end_date":"2021-06-02","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"NCUA-2021-0023","title":"Request for Information on Financial Institutions’ Use of Artificial Intelligence, including Machine Learning; 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