{"abstract":"The Federal Trade Commission is amending its Privacy Rule to revise the rule's scope, to modify the rule's definitions of \"financial institution\" and \"Federal functional regulator,\" and to update the rule's annual customer privacy notice requirement. The amendments also remove certain examples in the rule that apply to financial institutions that now fall outside its scope. This action is necessary to conform the rule to the current requirements of the Gramm- Leach-Bliley Act (\"GLBA\"), as amended by the Dodd-Frank and FAST Acts, and the Commission's revisions to the Safeguards Rule, which are being announced simultaneously through a separate document published elsewhere in this issue of the Federal Register.","action":"Final rule.","agencies":[{"raw_name":"FEDERAL TRADE COMMISSION","name":"Federal Trade Commission","id":192,"url":"https://www.federalregister.gov/agencies/federal-trade-commission","json_url":"https://www.federalregister.gov/api/v1/agencies/192","parent_id":null,"slug":"federal-trade-commission"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2021/12/09/2021-25735.html","cfr_references":[{"chapter":null,"citation_url":null,"part":313,"title":16}],"citation":"86 FR 70020","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The amendments are effective January 10, 2022.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"2021-25735","effective_on":"2022-01-10","end_page":70027,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2021/12/09/2021-25735.xml","html_url":"https://www.federalregister.gov/documents/2021/12/09/2021-25735/privacy-of-consumer-financial-information-rule-under-the-gramm-leach-bliley-act","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2021-25735?publication_date=2021-12-09","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2021-12-09/2021-25735/mods.xml","not_received_for_publication":null,"page_length":8,"page_views":{"count":12983,"last_updated":"2026-04-03 22:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2021-12-09/pdf/2021-25735.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2021-25735.pdf?1638971119","publication_date":"2021-12-09","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2021/12/09/2021-25735.txt","regulation_id_number_info":{"3084-AB42":{"issue":"202110","html_url":"https://www.federalregister.gov/regulations/3084-AB42/privacy-of-consumer-financial-information","title":"Privacy of Consumer Financial Information","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202110&RIN=3084-AB42&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["3084-AB42"],"regulations_dot_gov_info":{"supporting_documents":[],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/3084-AB42/privacy-of-consumer-financial-information","title":"Privacy of Consumer Financial Information"},"comments_count":0,"agency_id":"FTC","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=FTC-2021-0073","supporting_documents_count":0,"docket_id":"FTC-2021-0073","document_id":"FTC-2021-0073-0001","regulation_id_number":"3084-AB42","title":"Privacy of Consumer Financial Information Rule Under the Gramm-Leach-Bliley Act","checked_regulationsdotgov_at":"2021-12-10T04:30:09Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":70020,"subtype":null,"title":"Privacy of Consumer Financial Information Rule Under the Gramm-Leach-Bliley Act","toc_doc":"Privacy of Consumer Financial Information Rule under the Gramm-Leach-Bliley Act","toc_subject":null,"topics":["Consumer protection","Credit","Privacy","Trade practices"],"type":"Rule","volume":86}