{"abstract":"The Consumer Financial Protection Bureau (Bureau or CFPB) announces the availability of an updated consumer publication, \"What You Should Know about Home Equity Lines of Credit,\" also known as the HELOC booklet, required by the Truth in Lending Act (TILA), as implemented by Regulation Z. This version of the HELOC booklet is updated to align with the Bureau's educational efforts, to be more concise, and to improve readability and usability.","action":"Notice of availability.","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2022/12/16/2022-27324.html","cfr_references":[],"citation":"87 FR 77078","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":null,"disposition_notes":null,"docket_ids":[],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":0,"comment_start_date":"2022-12-16","updated_at":"2023-02-27T12:42:46.217-05:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2022-0001-0041","allow_late_comments":null,"id":"CFPB-2022-0001-0041","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2022-0001","title":"NOTICES"}],"document_number":"2022-27324","effective_on":null,"end_page":77078,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2022/12/16/2022-27324.xml","html_url":"https://www.federalregister.gov/documents/2022/12/16/2022-27324/notice-of-availability-of-revised-consumer-information-publication","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2022-27324?publication_date=2022-12-16","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2022-12-16/2022-27324/mods.xml","not_received_for_publication":null,"page_length":1,"page_views":{"count":13635,"last_updated":"2026-10-23 00:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2022-12-16/pdf/2022-27324.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2022-27324.pdf?1671111942","publication_date":"2022-12-16","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2022/12/16/2022-27324.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":0,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2022-0001","supporting_documents_count":0,"docket_id":"CFPB-2022-0001","document_id":"CFPB-2022-0001-0041","regulation_id_number":null,"title":"NOTICES","checked_regulationsdotgov_at":"2023-02-27T17:42:45Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":77078,"subtype":null,"title":"Notice of Availability of Revised Consumer Information Publication","toc_doc":"Revised Consumer Information Publication","toc_subject":null,"topics":[],"type":"Notice","volume":87}