{"abstract":"The Consumer Financial Protection Bureau (Bureau or CFPB) is issuing this final rule to make non-substantive corrections and updates to Bureau and other Federal agency contact information found at certain locations in Regulations B, E, F, J, V, X, Z, and DD, including Federal agency contact information that must be provided with Equal Credit Opportunity Act adverse action notices and the Fair Credit Reporting Act Summary of Consumer Rights. This final rule also revises the chapter heading, makes various non-substantive changes to Regulations B and V, and provides a Bureau website address where the public may access certain APR tables referenced in Regulation Z.","action":"Final rule; technical corrections.","agencies":[{"raw_name":"BUREAU OF CONSUMER FINANCIAL PROTECTION","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2023/03/20/2023-05216.html","cfr_references":[{"chapter":"0","citation_url":null,"part":null,"title":12}],"citation":"88 FR 16531","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The rule is effective April 19, 2023. However, the mandatory compliance date for the amendments to appendix A to Regulation B, appendix A to Regulation J, and appendix K to Regulation V is March 20, 2024. See part V for more information.","disposition_notes":null,"docket_ids":[],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":0,"comment_start_date":"2023-03-20","updated_at":"2023-03-20T09:56:13.495-04:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2023-0001-0007","allow_late_comments":null,"id":"CFPB-2023-0001-0007","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2023-0001","title":"Notices"}],"document_number":"2023-05216","effective_on":"2023-04-19","end_page":16543,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2023/03/20/2023-05216.xml","html_url":"https://www.federalregister.gov/documents/2023/03/20/2023-05216/agency-contact-information","images":{"ER20MR23.038":{"large":"https://img.federalregister.gov/ER20MR23.038/ER20MR23.038_large.png","medium":"https://img.federalregister.gov/ER20MR23.038/ER20MR23.038_medium.png","original_size":"https://img.federalregister.gov/ER20MR23.038/ER20MR23.038_original_size.png"},"ER20MR23.037":{"large":"https://img.federalregister.gov/ER20MR23.037/ER20MR23.037_large.png","medium":"https://img.federalregister.gov/ER20MR23.037/ER20MR23.037_medium.png","original_size":"https://img.federalregister.gov/ER20MR23.037/ER20MR23.037_original_size.png"},"ER20MR23.036":{"large":"https://img.federalregister.gov/ER20MR23.036/ER20MR23.036_large.png","medium":"https://img.federalregister.gov/ER20MR23.036/ER20MR23.036_medium.png","original_size":"https://img.federalregister.gov/ER20MR23.036/ER20MR23.036_original_size.png"},"ER20MR23.035":{"large":"https://img.federalregister.gov/ER20MR23.035/ER20MR23.035_large.png","medium":"https://img.federalregister.gov/ER20MR23.035/ER20MR23.035_medium.png","original_size":"https://img.federalregister.gov/ER20MR23.035/ER20MR23.035_original_size.png"}},"images_metadata":{"ER20MR23.038":{"large":{"identifier":"ER20MR23.038","content_type":"image/png","size":107275,"width":823,"sha":"29a0438860435e5b9fabe0bcee489677","url":"https://img.federalregister.gov/ER20MR23.038/ER20MR23.038_large.png","height":1049},"medium":{"identifier":"ER20MR23.038","content_type":"image/png","size":35713,"width":445,"sha":"a7f8b7c7b232d8f1ec4834174e816b39","url":"https://img.federalregister.gov/ER20MR23.038/ER20MR23.038_medium.png","height":567},"original_size":{"identifier":"ER20MR23.038","content_type":"image/png","size":335184,"width":3360,"sha":"9da55ea141ee993bfdb12f3fcbed5f21","url":"https://img.federalregister.gov/ER20MR23.038/ER20MR23.038_original_size.png","height":4281}},"ER20MR23.037":{"large":{"identifier":"ER20MR23.037","content_type":"image/png","size":83319,"width":802,"sha":"535dee16ae9d4e94062cffe30364bbf1","url":"https://img.federalregister.gov/ER20MR23.037/ER20MR23.037_large.png","height":1137},"medium":{"identifier":"ER20MR23.037","content_type":"image/png","size":23029,"width":378,"sha":"2b846c3fef433a14acd3cb300909aeb0","url":"https://img.federalregister.gov/ER20MR23.037/ER20MR23.037_medium.png","height":536},"original_size":{"identifier":"ER20MR23.037","content_type":"image/png","size":202930,"width":2854,"sha":"5cf336ee5930523e4f6584a885de51e2","url":"https://img.federalregister.gov/ER20MR23.037/ER20MR23.037_original_size.png","height":4045}},"ER20MR23.036":{"large":{"identifier":"ER20MR23.036","content_type":"image/png","size":146242,"width":775,"sha":"8bc9d6b87949ef181671e0116460dc7c","url":"https://img.federalregister.gov/ER20MR23.036/ER20MR23.036_large.png","height":1130},"medium":{"identifier":"ER20MR23.036","content_type":"image/png","size":38108,"width":365,"sha":"5af99dd34536b992337c29913af5c149","url":"https://img.federalregister.gov/ER20MR23.036/ER20MR23.036_medium.png","height":532},"original_size":{"identifier":"ER20MR23.036","content_type":"image/png","size":416273,"width":2756,"sha":"5e67cf597da8ae17ece84ca2d1f94ceb","url":"https://img.federalregister.gov/ER20MR23.036/ER20MR23.036_original_size.png","height":4017}},"ER20MR23.035":{"large":{"identifier":"ER20MR23.035","content_type":"image/png","size":132728,"width":774,"sha":"8652d96395cb9e7ec18557ac57a96f10","url":"https://img.federalregister.gov/ER20MR23.035/ER20MR23.035_large.png","height":1102},"medium":{"identifier":"ER20MR23.035","content_type":"image/png","size":36157,"width":364,"sha":"7cfb27477247093a7b04de15597dcc7f","url":"https://img.federalregister.gov/ER20MR23.035/ER20MR23.035_medium.png","height":518},"original_size":{"identifier":"ER20MR23.035","content_type":"image/png","size":367298,"width":2753,"sha":"76c80b480b89d7a45ab97d7c8c2b58d1","url":"https://img.federalregister.gov/ER20MR23.035/ER20MR23.035_original_size.png","height":3918}}},"json_url":"https://www.federalregister.gov/api/v1/documents/2023-05216?publication_date=2023-03-20","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2023-03-20/2023-05216/mods.xml","not_received_for_publication":null,"page_length":13,"page_views"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12:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-03-20/pdf/2023-05216.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-05216.pdf?1679057116","publication_date":"2023-03-20","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2023/03/20/2023-05216.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":0,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2023-0001","supporting_documents_count":0,"docket_id":"CFPB-2023-0001","document_id":"CFPB-2023-0001-0007","regulation_id_number":null,"title":"Notices","checked_regulationsdotgov_at":"2023-03-21T13:00:14Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":16531,"subtype":null,"title":"Agency Contact Information","toc_doc":"Agency Contact Information","toc_subject":null,"topics":["Administrative practice and procedure","Advertising","Aged","Banks, banking","Civil rights","Condominiums","Consumer protection","Credit","Credit unions","Electronic funds transfers","Holding companies","Housing","Insurance","Intergovernmental relations","Marital status discrimination","Mortgages","Penalties","Privacy","Religious discrimination","Reporting and recordkeeping requirements","Savings associations","Sex discrimination"],"type":"Rule","volume":88}