{"abstract":"The Consumer Financial Protection Bureau (CFPB) announces the availability of a revised version of its \"Methodology for Determining Average Prime Offer Rates,\" which describes the data and methodology used to calculate the average prime offer rate (APOR) for purposes of Regulation C and Regulation Z. The methodology statement has been revised to address the imminent unavailability of certain data the CFPB previously relied on to calculate APORs, as a result of a recent decision by Freddie Mac to make changes to its Primary Mortgage Market Survey[supreg] (PMMS). The CFPB has identified a suitable temporary alternative source of the relevant data and will begin relying on those data to calculate APORs on or after April 21, 2023.","action":"Notice of availability.","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2023/04/20/2023-08310.html","cfr_references":[],"citation":"88 FR 24393","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":null,"disposition_notes":null,"docket_ids":[],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":0,"comment_start_date":"2023-04-20","updated_at":"2023-04-20T09:56:24.222-04:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2023-0001-0010","allow_late_comments":null,"id":"CFPB-2023-0001-0010","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2023-0001","title":"Notices"}],"document_number":"2023-08310","effective_on":null,"end_page":24394,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2023/04/20/2023-08310.xml","html_url":"https://www.federalregister.gov/documents/2023/04/20/2023-08310/notice-of-availability-of-revised-methodology-for-determining-average-prime-offer-rates","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2023-08310?publication_date=2023-04-20","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2023-04-20/2023-08310/mods.xml","not_received_for_publication":null,"page_length":2,"page_views":{"count":2458,"last_updated":"2026-09-21 14:15:06 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-04-20/pdf/2023-08310.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-08310.pdf?1681908320","publication_date":"2023-04-20","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2023/04/20/2023-08310.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":0,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2023-0001","supporting_documents_count":0,"docket_id":"CFPB-2023-0001","document_id":"CFPB-2023-0001-0010","regulation_id_number":null,"title":"Notices","checked_regulationsdotgov_at":"2023-04-21T13:00:10Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":24393,"subtype":null,"title":"Notice of Availability of Revised Methodology for Determining Average Prime Offer Rates","toc_doc":"Revised Methodology for Determining Average Prime Offer Rates","toc_subject":null,"topics":[],"type":"Notice","volume":88}