{"abstract":"The U.S. Department of Education issues final regulations governing income-contingent repayment plans by amending the Revised Pay as You Earn (REPAYE) repayment plan and restructuring and renaming the repayment plan regulations under the William D. Ford Federal Direct Loan (Direct Loan) Program, including combining the Income Contingent Repayment (ICR) and the Income-Based Repayment (IBR) plans under the umbrella term of \"Income-Driven Repayment\" (IDR) plans, and providing conforming edits to the FFEL Program.","action":"Final regulations.","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2023/07/10/2023-13112.html","cfr_references":[{"chapter":null,"citation_url":null,"part":682,"title":34},{"chapter":null,"citation_url":null,"part":685,"title":34}],"citation":"88 FR 43820","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"These regulations are effective July 1, 2024. For the implementation dates of the regulatory provisions, see the Implementation Date of These Regulations in SUPPLEMENTARY INFORMATION.","disposition_notes":null,"docket_ids":[],"dockets":[{"supporting_documents":[],"agency_name":"ED","documents":[{"comment_count":0,"comment_start_date":"2023-07-10","updated_at":"2023-07-10T12:55:48.301-04:00","comment_url":"https://www.regulations.gov/commenton/ED-2023-OPE-0004-13623","allow_late_comments":null,"id":"ED-2023-OPE-0004-13623","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"ED-2023-OPE-0004","title":"Improving Income-Driven Repayment for the William D. 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