{"abstract":"The Consumer Financial Protection Bureau (CFPB) proposes a rule to define a market for general-use digital consumer payment applications. The proposed market would cover providers of funds transfer and wallet functionalities through digital applications for consumers' general use in making payments to other persons for personal, family, or household purposes. Larger participants of this market would be subject to the CFPB's supervisory authority under the Consumer Financial Protection Act (CFPA).","action":"Proposed rule; request for public comment.","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2023/11/17/2023-24978.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"1090","title":12}],"citation":"88 FR 80197","comment_url":null,"comments_close_on":"2024-01-08","correction_of":null,"corrections":[],"dates":"Comments should be received on or before January 8, 2024.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2023-0053"],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":66,"comment_start_date":"2023-11-17","updated_at":"2024-10-29T01:01:32.297-04:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2023-0053-0001","allow_late_comments":false,"id":"CFPB-2023-0053-0001","comment_end_date":"2024-01-09","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2023-0053","title":"Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications"}],"document_number":"2023-24978","effective_on":null,"end_page":80216,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2023/11/17/2023-24978.xml","html_url":"https://www.federalregister.gov/documents/2023/11/17/2023-24978/defining-larger-participants-of-a-market-for-general-use-digital-consumer-payment-applications","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2023-24978?publication_date=2023-11-17","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2023-11-17/2023-24978/mods.xml","not_received_for_publication":null,"page_length":20,"page_views":{"count":3832,"last_updated":"2026-10-23 18:15:05 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-11-17/pdf/2023-24978.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-24978.pdf?1700142328","publication_date":"2023-11-17","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2023/11/17/2023-24978.txt","regulation_id_number_info":{"3170-AB17":{"issue":"202410","html_url":"https://www.federalregister.gov/regulations/3170-AB17/defining-larger-participants-of-a-market-for-general-use-digital-consumer-payment-applications","title":"Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202410&RIN=3170-AB17&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["3170-AB17"],"regulations_dot_gov_info":{"supporting_documents":[],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/3170-AB17/defining-larger-participants-of-a-market-for-general-use-digital-consumer-payment-applications","title":"Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications"},"comments_count":66,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2023-0053","supporting_documents_count":0,"docket_id":"CFPB-2023-0053","document_id":"CFPB-2023-0053-0001","regulation_id_number":"3170-AB17","title":"Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications","checked_regulationsdotgov_at":"2024-10-30T01:00:14Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":80197,"subtype":null,"title":"Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications","toc_doc":"Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications","toc_subject":null,"topics":["Consumer protection","Electronic funds transfers","Electronic products"],"type":"Proposed Rule","volume":88}