{"abstract":"FinCEN is promulgating regulations regarding access by authorized recipients to beneficial ownership information (BOI) that will be reported to FinCEN pursuant to section 6403 of the Corporate Transparency Act (CTA), enacted into law as part of the Anti-Money Laundering Act of 2020 (AML Act), which is itself part of the National Defense Authorization Act for Fiscal Year 2021 (NDAA). The regulations implement the strict protocols required by the CTA to protect sensitive personally identifiable information (PII) reported to FinCEN and establish the circumstances in which specified recipients have access to BOI, along with data protection protocols and oversight mechanisms applicable to each recipient category. The disclosure of BOI to authorized recipients in accordance with appropriate protocols and oversight will help law enforcement and national security agencies prevent and combat money laundering, terrorist financing, tax fraud, and other illicit activity, as well as protect national security.","action":"Final rule.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2023/12/22/2023-27973.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1010,"title":31}],"citation":"88 FR 88732","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"These rules are effective February 20, 2024.","disposition_notes":null,"docket_ids":[],"dockets":[{"supporting_documents":[],"agency_name":"FINCEN","documents":[{"comment_count":0,"comment_start_date":"2023-12-22","updated_at":"2023-12-22T09:05:08.365-05:00","comment_url":"https://www.regulations.gov/commenton/FINCEN_FRDOC_0001-0180","allow_late_comments":null,"id":"FINCEN_FRDOC_0001-0180","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"FINCEN_FRDOC_0001","title":"Recently Posted FINCEN Rules and Notices."}],"document_number":"2023-27973","effective_on":"2024-02-20","end_page":88813,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2023/12/22/2023-27973.xml","html_url":"https://www.federalregister.gov/documents/2023/12/22/2023-27973/beneficial-ownership-information-access-and-safeguards","images":{"ER22DE23.008":{"large":"https://img.federalregister.gov/ER22DE23.008/ER22DE23.008_large.png","medium":"https://img.federalregister.gov/ER22DE23.008/ER22DE23.008_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.008/ER22DE23.008_original_size.png"},"ER22DE23.007":{"large":"https://img.federalregister.gov/ER22DE23.007/ER22DE23.007_large.png","medium":"https://img.federalregister.gov/ER22DE23.007/ER22DE23.007_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.007/ER22DE23.007_original_size.png"},"ER22DE23.009":{"large":"https://img.federalregister.gov/ER22DE23.009/ER22DE23.009_large.png","medium":"https://img.federalregister.gov/ER22DE23.009/ER22DE23.009_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.009/ER22DE23.009_original_size.png"},"ER22DE23.004":{"large":"https://img.federalregister.gov/ER22DE23.004/ER22DE23.004_large.png","medium":"https://img.federalregister.gov/ER22DE23.004/ER22DE23.004_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.004/ER22DE23.004_original_size.png"},"ER22DE23.003":{"large":"https://img.federalregister.gov/ER22DE23.003/ER22DE23.003_large.png","medium":"https://img.federalregister.gov/ER22DE23.003/ER22DE23.003_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.003/ER22DE23.003_original_size.png"},"ER22DE23.006":{"large":"https://img.federalregister.gov/ER22DE23.006/ER22DE23.006_large.png","medium":"https://img.federalregister.gov/ER22DE23.006/ER22DE23.006_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.006/ER22DE23.006_original_size.png"},"ER22DE23.005":{"large":"https://img.federalregister.gov/ER22DE23.005/ER22DE23.005_large.png","medium":"https://img.federalregister.gov/ER22DE23.005/ER22DE23.005_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.005/ER22DE23.005_original_size.png"},"ER22DE23.000":{"large":"https://img.federalregister.gov/ER22DE23.000/ER22DE23.000_large.png","medium":"https://img.federalregister.gov/ER22DE23.000/ER22DE23.000_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.000/ER22DE23.000_original_size.png"},"ER22DE23.011":{"large":"https://img.federalregister.gov/ER22DE23.011/ER22DE23.011_large.png","medium":"https://img.federalregister.gov/ER22DE23.011/ER22DE23.011_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.011/ER22DE23.011_original_size.png"},"ER22DE23.010":{"large":"https://img.federalregister.gov/ER22DE23.010/ER22DE23.010_large.png","medium":"https://img.federalregister.gov/ER22DE23.010/ER22DE23.010_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.010/ER22DE23.010_original_size.png"},"ER22DE23.002":{"large":"https://img.federalregister.gov/ER22DE23.002/ER22DE23.002_large.png","medium":"https://img.federalregister.gov/ER22DE23.002/ER22DE23.002_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.002/ER22DE23.002_original_size.png"},"ER22DE23.001":{"large":"https://img.federalregister.gov/ER22DE23.001/ER22DE23.001_large.png","medium":"https://img.federalregister.gov/ER22DE23.001/ER22DE23.001_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.001/ER22DE23.001_original_size.png"},"ER22DE23.012":{"large":"https://img.federalregister.gov/ER22DE23.012/ER22DE23.012_large.png","medium":"https://img.federalregister.gov/ER22DE23.012/ER22DE23.012_medium.png","original_size":"https://img.federalregister.gov/ER22DE23.012/ER22DE23.012_original_size.png"}},"images_metadata":{"ER22DE23.008":{"large":{"identifier":"ER22DE23.008","content_type":"image/png","size":108337,"width":823,"sha":"96ee15bcdbde14e7cf8562660bd4e87a","url":"https://img.federalregister.gov/ER22DE23.008/ER22DE23.008_large.png","height":1095},"medium":{"identifier":"ER22DE23.008","content_type":"image/png","size":53693,"width":531,"sha":"535bb2834d932ebe8f9c0a807c20ed42","url":"https://img.federalregister.gov/ER22DE23.008/ER22DE23.008_medium.png","height":707},"original_size":{"identifier":"ER22DE23.008","content_type":"image/png","size":314774,"width":4008,"sha":"fdd5b25c02631c55eb7755784051bbd3","url":"https://img.federalregister.gov/ER22DE23.008/ER22DE23.008_original_size.png","height":5333}},"ER22DE23.007":{"large":{"identifier":"ER22DE23.007","content_type":"image/png","size":76716,"width":823,"sha":"223763f821bb9f5e89adb73a828eaf2c","url":"https://img.federalregister.gov/ER22DE23.007/ER22DE23.007_large.png","height":801},"medium":{"identifier":"ER22DE23.007","content_type":"image/png","size":42405,"width":536,"sha":"be4caeff9aa5b8c38494e6050ac3dfcc","url":"https://img.federalregister.gov/ER22DE23.007/ER22DE23.007_medium.png","height":522},"original_size":{"identifier":"ER22DE23.007","content_type":"image/png","size":283814,"width":4053,"sha":"e01f0040f245ae2e5de5070501153cb5","url":"https://img.federalregister.gov/ER22DE23.007/ER22DE23.007_original_size.png","height":3946}},"ER22DE23.009":{"large":{"identifier":"ER22DE23.009","content_type":"image/png","size":31278,"width":823,"sha":"2ef309354aa80ea3c8589f4a842e88f6","url":"https://img.federalregister.gov/ER22DE23.009/ER22DE23.009_large.png","height":229},"medium":{"identifier":"ER22DE23.009","content_type":"image/png","size":13450,"width":536,"sha":"5d09bcbff0aa41eec8021cd233e7a0a5","url":"https://img.federalregister.gov/ER22DE23.009/ER22DE23.009_medium.png","height":149},"original_size":{"identifier":"ER22DE23.009","content_type":"image/png","size":201867,"width":4053,"sha":"9774429511f5fe1a5a21e9fed672d380","url":"https://img.federalregister.gov/ER22DE23.009/ER22DE23.009_original_size.png","height":1126}},"ER22DE23.004":{"large":{"identifier":"ER22DE23.004","content_type":"image/png","size":21948,"width":822,"sha":"db4e742a8f36def090cdf93c0181c3a6","url":"https://img.federalregister.gov/ER22DE23.004/ER22DE23.004_large.png","height":218},"medium":{"identifier":"ER22DE23.004","content_type":"image/png","size":11448,"width":516,"sha":"2531e1b8eb599addf428572b0322fafc","url":"https://img.federalregister.gov/ER22DE23.004/ER22DE23.004_medium.png","height":137},"original_size":{"identifier":"ER22DE23.004","content_type":"image/png","size":37818,"width":3901,"sha":"a444f586c05f5742f685291933ea6ef3","url":"https://img.federalregister.gov/ER22DE23.004/ER22DE23.004_original_size.png","height":1035}},"ER22DE23.003":{"large":{"identifier":"ER22DE23.003","content_type":"image/png","size":55045,"width":822,"sha":"cf449dbccd8b57c8246219623437c3e8","url":"https://img.federalregister.gov/ER22DE23.003/ER22DE23.003_large.png","height":561},"medium":{"identifier":"ER22DE23.003","content_type":"image/png","size":23861,"width":516,"sha":"87f0d625038d1536dee2abebb9f5bc0a","url":"https://img.federalregister.gov/ER22DE23.003/ER22DE23.003_medium.png","height":352},"original_size":{"identifier":"ER22DE23.003","content_type":"image/png","size":84551,"width":3901,"sha":"340c98f48a945501fd701f9024a801ab","url":"https://img.federalregister.gov/ER22DE23.003/ER22DE23.003_original_size.png","height":2662}},"ER22DE23.006":{"large":{"identifier":"ER22DE23.006","content_type":"image/png","size":63285,"width":823,"sha":"48cc3ca2371ca8b63c257a6e10ae88b1","url":"https://img.federalregister.gov/ER22DE23.006/ER22DE23.006_large.png","height":577},"medium":{"identifier":"ER22DE23.006","content_type":"image/png","size":27875,"width":502,"sha":"b8ada5c57828d54a36ffc2f4f47534f3","url":"https://img.federalregister.gov/ER22DE23.006/ER22DE23.006_medium.png","height":352},"original_size":{"identifier":"ER22DE23.006","content_type":"image/png","size":160504,"width":3791,"sha":"2e465832691058f5c51bf4b5455b0d4b","url":"https://img.federalregister.gov/ER22DE23.006/ER22DE23.006_original_size.png","height":2659}},"ER22DE23.005":{"large":{"identifier":"ER22DE23.005","content_type":"image/png","size":31394,"width":823,"sha":"3198171843b6e85d8c6c24ab13232d62","url":"https://img.federalregister.gov/ER22DE23.005/ER22DE23.005_large.png","height":318},"medium":{"identifier":"ER22DE23.005","content_type":"image/png","size":16382,"width":517,"sha":"cf37d8ca7e29df3f1ef40def55e5c17c","url":"https://img.federalregister.gov/ER22DE23.005/ER22DE23.005_medium.png","height":200},"original_size":{"identifier":"ER22DE23.005","content_type":"image/png","size":53794,"width":3901,"sha":"103f409d8c3fc909e35a0c8b1b3a642c","url":"https://img.federalregister.gov/ER22DE23.005/ER22DE23.005_original_size.png","height":1507}},"ER22DE23.000":{"large":{"identifier":"ER22DE23.000","content_type":"image/png","size":73226,"width":823,"sha":"1e3851093eb35dd2a3d0e2714221ff20","url":"https://img.federalregister.gov/ER22DE23.000/ER22DE23.000_large.png","height":641},"medium":{"identifier":"ER22DE23.000","content_type":"image/png","size":33711,"width":517,"sha":"cd6b7a9a6034a3ff1996fe821306346e","url":"https://img.federalregister.gov/ER22DE23.000/ER22DE23.000_medium.png","height":403},"original_size":{"identifier":"ER22DE23.000","content_type":"image/png","size":132834,"width":3901,"sha":"1e99dcc498fd6fb7ae156fc6da7a2e41","url":"https://img.federalregister.gov/ER22DE23.000/ER22DE23.000_original_size.png","height":3040}},"ER22DE23.011":{"large":{"identifier":"ER22DE23.011","content_type":"image/png","size":94694,"width":823,"sha":"5e8e8f2472c39ea465f4e40198138723","url":"https://img.federalregister.gov/ER22DE23.011/ER22DE23.011_large.png","height":1197},"medium":{"identifier":"ER22DE23.011","content_type":"image/png","size":46333,"width":486,"sha":"cdea0a277e846aa744eda8d95d13558a","url":"https://img.federalregister.gov/ER22DE23.011/ER22DE23.011_medium.png","height":707},"original_size":{"identifier":"ER22DE23.011","content_type":"image/png","size":238713,"width":3666,"sha":"ac04db2d4cce6cb747ad1efac99b77e7","url":"https://img.federalregister.gov/ER22DE23.011/ER22DE23.011_original_size.png","height":5333}},"ER22DE23.010":{"large":{"identifier":"ER22DE23.010","content_type":"image/png","size":34663,"width":823,"sha":"16239ddc8f1906f6757a5f5c61dc8291","url":"https://img.federalregister.gov/ER22DE23.010/ER22DE23.010_large.png","height":314},"medium":{"identifier":"ER22DE23.010","content_type":"image/png","size":16682,"width":512,"sha":"f816b445b872cc2a63dd639a73b48a61","url":"https://img.federalregister.gov/ER22DE23.010/ER22DE23.010_medium.png","height":195},"original_size":{"identifier":"ER22DE23.010","content_type":"image/png","size":142140,"width":3865,"sha":"d88f9abc26a5b7aa9bd466b9bdd51a08","url":"https://img.federalregister.gov/ER22DE23.010/ER22DE23.010_original_size.png","height":1473}},"ER22DE23.002":{"large":{"identifier":"ER22DE23.002","content_type":"image/png","size":38140,"width":822,"sha":"7c16adaa73b64bfd45ef48966b472dac","url":"https://img.federalregister.gov/ER22DE23.002/ER22DE23.002_large.png","height":369},"medium":{"identifier":"ER22DE23.002","content_type":"image/png","size":18728,"width":517,"sha":"65aeb120a85329d0ec60f32526493158","url":"https://img.federalregister.gov/ER22DE23.002/ER22DE23.002_medium.png","height":232},"original_size":{"identifier":"ER22DE23.002","content_type":"image/png","size":68891,"width":3901,"sha":"3b15edcf52c77a8eb0ec6de7a31f2b45","url":"https://img.federalregister.gov/ER22DE23.002/ER22DE23.002_original_size.png","height":1752}},"ER22DE23.001":{"large":{"identifier":"ER22DE23.001","content_type":"image/png","size":22574,"width":823,"sha":"c7c23798d38de5ab2f417084de24f8f1","url":"https://img.federalregister.gov/ER22DE23.001/ER22DE23.001_large.png","height":317},"medium":{"identifier":"ER22DE23.001","content_type":"image/png","size":10284,"width":516,"sha":"b1798b3e75cf2ec6b57af91a0ccb983b","url":"https://img.federalregister.gov/ER22DE23.001/ER22DE23.001_medium.png","height":199},"original_size":{"identifier":"ER22DE23.001","content_type":"image/png","size":34166,"width":3901,"sha":"9b0277fe264c8e47a8da3be8a5e2bacb","url":"https://img.federalregister.gov/ER22DE23.001/ER22DE23.001_original_size.png","height":1503}},"ER22DE23.012":{"large":{"identifier":"ER22DE23.012","content_type":"image/png","size":69484,"width":823,"sha":"beb8d0ff05930e3d4f08313f89ffceb2","url":"https://img.federalregister.gov/ER22DE23.012/ER22DE23.012_large.png","height":763},"medium":{"identifier":"ER22DE23.012","content_type":"image/png","size":31934,"width":511,"sha":"ad8be0fcd20aa0ee5897895b8c2650dd","url":"https://img.federalregister.gov/ER22DE23.012/ER22DE23.012_medium.png","height":474},"original_size":{"identifier":"ER22DE23.012","content_type":"image/png","size":191850,"width":3865,"sha":"b7a3fd1ad55317e6c4486307efb6913b","url":"https://img.federalregister.gov/ER22DE23.012/ER22DE23.012_original_size.png","height":3584}}},"json_url":"https://www.federalregister.gov/api/v1/documents/2023-27973?publication_date=2023-12-22","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2023-12-22/2023-27973/mods.xml","not_received_for_publication":null,"page_length":82,"page_views":{"count":21115,"last_updated":"2026-04-04 16:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2023-12-22/pdf/2023-27973.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2023-27973.pdf?1703166316","publication_date":"2023-12-22","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2023/12/22/2023-27973.txt","regulation_id_number_info":{"1506-AB59":{"issue":"202310","html_url":"https://www.federalregister.gov/regulations/1506-AB59/beneficial-ownership-information-access-and-safeguards","title":"Beneficial Ownership Information Access and Safeguards","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202310&RIN=1506-AB59&operation=OPERATION_EXPORT_XML","priority_category":"Section 3(f)(1) Significant"}},"regulation_id_numbers":["1506-AB59"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":0,"agency_id":"FINCEN","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=FINCEN_FRDOC_0001","supporting_documents_count":0,"docket_id":"FINCEN_FRDOC_0001","document_id":"FINCEN_FRDOC_0001-0180","regulation_id_number":null,"title":"Recently Posted FINCEN Rules and Notices.","checked_regulationsdotgov_at":"2023-12-23T13:00:06Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":88732,"subtype":null,"title":"Beneficial Ownership Information Access and Safeguards","toc_doc":"Beneficial Ownership Information Access and Safeguards","toc_subject":null,"topics":["Administrative practice and procedure","Aliens","Aliens","Authority delegations (Government agencies)","Banks, banking","Brokers","Business and industry","Citizenship and naturalization","Commodity futures","Currency","Electronic filing","Holding companies","Indians","Insurance companies","Investigations","Investment companies","Law enforcement","Penalties","Reporting and recordkeeping requirements","Savings associations","Securities","Small businesses","Terrorism","Time"],"type":"Rule","volume":88}