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This final rule adopts a late fee safe harbor threshold of $8 for those issuers and provides that the annual adjustments to reflect changes in the Consumer Price Index (CPI) do not apply to this $8 amount.","action":"Final rule; official interpretation.","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2024/03/15/2024-05011.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"1026","title":12}],"citation":"89 FR 19128","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"Effective date: May 14, 2024.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2023-0010"],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":0,"comment_start_date":"2024-03-15","updated_at":"2024-09-03T16:47:39.153-04:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2023-0010-116792","allow_late_comments":false,"id":"CFPB-2023-0010-116792","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2023-0010","title":"Credit Card Penalty Fees (Regulation 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