{"abstract":"The Office of the Comptroller of the Currency is amending its enforceable recovery planning guidelines to apply them to insured national banks, insured Federal savings associations, and insured Federal branches of foreign banks with average total consolidated assets of $100 billion or more; incorporate a testing standard; and clarify the role of non-financial (including operational and strategic) risk in recovery planning.","action":"Final guidelines.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2024/10/22/2024-24402.html","cfr_references":[{"chapter":null,"citation_url":null,"part":30,"title":12}],"citation":"89 FR 84255","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The final guidelines are effective on January 1, 2025.","disposition_notes":null,"docket_ids":["Docket ID OCC-2024-0008"],"dockets":[{"supporting_documents":[{"title":"Summary of 9.25.2024 Meeting with ABA & BPI","document_id":"OCC-2024-0008-0009"},{"title":"Response to Request for Comment Period 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Branches"}],"document_number":"2024-24402","effective_on":"2025-01-01","end_page":84261,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2024/10/22/2024-24402.xml","html_url":"https://www.federalregister.gov/documents/2024/10/22/2024-24402/occ-guidelines-establishing-standards-for-recovery-planning-by-certain-large-insured-national-banks","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2024-24402?publication_date=2024-10-22","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2024-10-22/2024-24402/mods.xml","not_received_for_publication":null,"page_length":7,"page_views":{"count":1393,"last_updated":"2026-04-03 22:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2024-10-22/pdf/2024-24402.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2024-24402.pdf?1729514735","publication_date":"2024-10-22","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2024/10/22/2024-24402.txt","regulation_id_number_info":{"1557-AF27":{"issue":"202410","html_url":"https://www.federalregister.gov/regulations/1557-AF27/occ-guidelines-establishing-standards-for-recovery-planning-by-certain-large-insured-national-banks-","title":"OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Federal Savings Associations, and Insured Federal Branches","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202410&RIN=1557-AF27&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["1557-AF27"],"regulations_dot_gov_info":{"supporting_documents":[{"title":"Summary of 9.25.2024 Meeting with ABA & BPI","document_id":"OCC-2024-0008-0009"},{"title":"Response to Request for Comment Period Extension","document_id":"OCC-2024-0008-0004"}],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/1557-AF27/occ-guidelines-establishing-standards-for-recovery-planning-by-certain-large-insured-national-banks-","title":"OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Federal Savings Associations, and Insured Federal Branches"},"comments_count":0,"agency_id":"OCC","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=OCC-2024-0008","supporting_documents_count":2,"docket_id":"OCC-2024-0008","document_id":"OCC-2024-0008-0010","regulation_id_number":"1557-AF27","title":"OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Federal Savings Associations, and Insured Federal Branches","checked_regulationsdotgov_at":"2024-10-24T15:00:15Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":84255,"subtype":null,"title":"OCC Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches","toc_doc":"Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches","toc_subject":null,"topics":["Banks, banking","Banks, banking","Banks, banking","Banks, banking","Consumer protection","National banks","Privacy","Reporting and recordkeeping requirements"],"type":"Rule","volume":89}