{"abstract":"The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public to better understand how companies that offer or provide consumer financial products or services collect, use, share, and protect consumers' personal financial data, such as data harvested from consumer payments. The submissions in response to this request for information will serve to assist the CFPB and policymakers in further understanding the current state of the business practices at these companies and the concerns of consumers as the CFPB exercises its enforcement, supervision, regulatory, and other authorities.","action":"Notice and request for information.","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2025/01/15/2025-00811.html","cfr_references":[],"citation":"90 FR 3804","comment_url":null,"comments_close_on":"2025-04-11","correction_of":null,"corrections":[],"dates":"Comments must be received on or before April 11, 2025.","disposition_notes":null,"docket_ids":["Docket No.: CFPB-2025-0005"],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":15,"comment_start_date":"2025-01-15","updated_at":"2025-04-18T01:56:38.573-04:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2025-0005-0001","allow_late_comments":false,"id":"CFPB-2025-0005-0001","comment_end_date":"2025-04-12","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2025-0005","title":"Request for Information Regarding the Collection, Use, and Monetization of Consumer Payment and Other Personal Financial Data"}],"document_number":"2025-00811","effective_on":null,"end_page":3808,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2025/01/15/2025-00811.xml","html_url":"https://www.federalregister.gov/documents/2025/01/15/2025-00811/request-for-information-regarding-the-collection-use-and-monetization-of-consumer-payment-and-other","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2025-00811?publication_date=2025-01-15","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2025-01-15/2025-00811/mods.xml","not_received_for_publication":null,"page_length":5,"page_views":{"count":1683,"last_updated":"2026-04-03 20:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-15/pdf/2025-00811.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-00811.pdf?1736862345","publication_date":"2025-01-15","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2025/01/15/2025-00811.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":15,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2025-0005","supporting_documents_count":0,"docket_id":"CFPB-2025-0005","document_id":"CFPB-2025-0005-0001","regulation_id_number":null,"title":"Request for Information Regarding the Collection, Use, and Monetization of Consumer Payment and Other Personal Financial Data","checked_regulationsdotgov_at":"2025-04-18T15:55:05Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":3804,"subtype":null,"title":"Request for Information Regarding the Collection, Use, and Monetization of Consumer Payment and Other Personal Financial Data","toc_doc":"The Collection, Use, and Monetization of Consumer Payment and Other Personal Financial Data","toc_subject":"Request for Information","topics":[],"type":"Notice","volume":90}