{"abstract":"The Rural Housing Service (RHS or Agency), a Rural Development (RD) agency of the United States Department of Agriculture (USDA), published a final rule on December 31, 2024, to update its regulation on how credit reports are obtained for the purposes of determining eligibility and feasibility for Multifamily Housing (MFH) Programs. The effective date of that final rule was January 30, 2025. This document delays the effective date of the final rule by 60 days.","action":"Final rule; delay of effective date.","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2025/01/29/2025-01922.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"1910","title":7},{"chapter":null,"citation_url":null,"part":"1955","title":7},{"chapter":null,"citation_url":null,"part":"3560","title":7}],"citation":"90 FR 8367","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"As of January 29, 2025, the effective date of the final rule published on December 31, 2024, at 89 FR 106977, is delayed until March 31, 2025.","disposition_notes":null,"docket_ids":["Docket No. RHS-24-MFH-0042"],"dockets":[{"supporting_documents":[],"agency_name":"RHS","documents":[{"comment_count":0,"comment_start_date":"2025-01-29","updated_at":"2026-03-19T15:05:09.871-04:00","comment_url":"https://www.regulations.gov/commenton/RHS-24-MFH-0042-0001","allow_late_comments":false,"id":"RHS-24-MFH-0042-0001","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"RHS-24-MFH-0042","title":"Multifamily Housing Program Update to the Credit Report Process"}],"document_number":"2025-01922","effective_on":"2024-12-31","end_page":8368,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2025/01/29/2025-01922.xml","html_url":"https://www.federalregister.gov/documents/2025/01/29/2025-01922/multifamily-housing-program-update-to-the-credit-report-process","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2025-01922?publication_date=2025-01-29","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2025-01-29/2025-01922/mods.xml","not_received_for_publication":null,"page_length":2,"page_views":{"count":264,"last_updated":"2026-07-27 22:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-01-29/pdf/2025-01922.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-01922.pdf?1737994507","publication_date":"2025-01-29","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2025/01/29/2025-01922.txt","regulation_id_number_info":{"0575-AD30":{"issue":"202410","html_url":"https://www.federalregister.gov/regulations/0575-AD30/updates-to-7-cfr-3560-credit-report-process","title":"Updates to 7 CFR 3560--Credit Report Process","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202410&RIN=0575-AD30&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["0575-AD30"],"regulations_dot_gov_info":{"supporting_documents":[],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/0575-AD30/updates-to-7-cfr-3560-credit-report-process","title":"Updates to 7 CFR 3560--Credit Report Process"},"comments_count":0,"agency_id":"RHS","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=RHS-24-MFH-0042","supporting_documents_count":0,"docket_id":"RHS-24-MFH-0042","document_id":"RHS-24-MFH-0042-0001","regulation_id_number":"0575-AD30","title":"Multifamily Housing Program Update to the Credit Report Process","checked_regulationsdotgov_at":"2026-03-19T22:55:05Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":8367,"subtype":null,"title":"Multifamily Housing Program Update to the Credit Report Process","toc_doc":"Multifamily Housing Program Update to the Credit Report Process","toc_subject":null,"topics":[],"type":"Rule","volume":90}