{"abstract":"On December 13, 2024, the Consumer Financial Protection Bureau (CFPB) published in the Federal Register a notice of proposed rulemaking (NPRM) requesting comment on the CFPB's proposal to amend Regulation V, which implements the Fair Credit Reporting Act (FCRA). The proposed rule would implement the FCRA's definitions of consumer report and consumer reporting agency as well as certain of the FCRA's provisions governing when consumer reporting agencies may furnish, and users may obtain, consumer reports. The NPRM provided a comment period that was set to close on March 3, 2025. To allow interested persons more time to consider and submit their comments, the CFPB has determined that an extension of the comment period until April 2, 2025, is appropriate.","action":"Proposed rule; extension of comment period.","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2025/03/05/2025-03547.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1022,"title":12}],"citation":"90 FR 11236","comment_url":null,"comments_close_on":"2025-04-02","correction_of":null,"corrections":[],"dates":"The end of the comment period for the proposed rule that published at 89 FR 101402 (December 13, 2024) is extended from March 3, 2025, until April 2, 2025.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2024-0044"],"dockets":[{"supporting_documents":[{"title":"SBREFA Outline Feedback from Kristin Lenz Galbreath - Union Grove Family Dental LLC","document_id":"CFPB-2024-0044-0058"},{"title":"SBREFA Outline Feedback from Philip R. Recht","document_id":"CFPB-2024-0044-0057"},{"title":"SBREFA Outline Feedback from Melissa Millar - TZEDEK DC -  Legal Help for People in Debt","document_id":"CFPB-2024-0044-0051"},{"title":"SBREFA Outline Feedback from Rebecca Kuehn - Consumer Data Industry Association","document_id":"CFPB-2024-0044-0050"},{"title":"SBREFA Outline Feedback from Tim Banta -  Progressive Management Systems","document_id":"CFPB-2024-0044-0049"},{"title":"SBREFA Outline Feedback from Christina D. Thundathil","document_id":"CFPB-2024-0044-0045"},{"title":"SBREFA Outline Feedback from Steve Wright - BuoyFi","document_id":"CFPB-2024-0044-0041"},{"title":"SBREFA Outline Feedback from Jason Kratovil - SentiLink","document_id":"CFPB-2024-0044-0039"},{"title":"SBREFA Outline Feedback from Diana Hernandez","document_id":"CFPB-2024-0044-0038"},{"title":"SBREFA Outline Feedback from Silva Karapetian - South East Eye WI","document_id":"CFPB-2024-0044-0035"}],"agency_name":"CFPB","documents":[{"comment_count":0,"comment_start_date":"2025-03-05","updated_at":"2025-03-05T08:57:38.746-05:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2024-0044-0642","allow_late_comments":false,"id":"CFPB-2024-0044-0642","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":57,"id":"CFPB-2024-0044","title":"Protecting Americans from Harmful Data Broker Practices (Regulation V)"}],"document_number":"2025-03547","effective_on":"2024-12-13","end_page":11236,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2025/03/05/2025-03547.xml","html_url":"https://www.federalregister.gov/documents/2025/03/05/2025-03547/protecting-americans-from-harmful-data-broker-practices-regulation-v-extension-of-comment-period","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2025-03547?publication_date=2025-03-05","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2025-03-05/2025-03547/mods.xml","not_received_for_publication":null,"page_length":1,"page_views":{"count":1950,"last_updated":"2026-04-05 04:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-03-05/pdf/2025-03547.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-03547.pdf?1740777309","publication_date":"2025-03-05","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2025/03/05/2025-03547.txt","regulation_id_number_info":{"3170-AB27":{"issue":"202410","html_url":"https://www.federalregister.gov/regulations/3170-AB27/protecting-consumer-information-in-the-consumer-reporting-marketplace-regulation-v-","title":"Protecting Consumer Information in the Consumer Reporting Marketplace (Regulation V)","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202410&RIN=3170-AB27&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"}},"regulation_id_numbers":["3170-AB27"],"regulations_dot_gov_info":{"supporting_documents":[{"title":"SBREFA Outline Feedback from Kristin Lenz Galbreath - Union Grove Family Dental LLC","document_id":"CFPB-2024-0044-0058"},{"title":"SBREFA Outline Feedback from Philip R. 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