{"abstract":"This interim final rule (IFR) rescinds the final rule \"Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X.\"","action":"Interim final rule; request for public comment.","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2025/05/16/2025-08643.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1024,"title":12}],"citation":"90 FR 20791","comment_url":null,"comments_close_on":"2025-06-16","correction_of":null,"corrections":[],"dates":"This IFR is effective on July 15, 2025. Comments must be received on or before June 16, 2025.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2025-0014"],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":5,"comment_start_date":"2025-05-16","updated_at":"2025-06-18T01:56:59.570-04:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2025-0014-0001","allow_late_comments":false,"id":"CFPB-2025-0014-0001","comment_end_date":"2025-06-17","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2025-0014","title":"Protections for Borrowers Affected by the COVID-19 Emergency under the Real Estate Settlement Procedures Act, Regulation X; Rescission"}],"document_number":"2025-08643","effective_on":"2025-07-15","end_page":20795,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2025/05/16/2025-08643.xml","html_url":"https://www.federalregister.gov/documents/2025/05/16/2025-08643/protections-for-borrowers-affected-by-the-covid-19-emergency-under-the-real-estate-settlement","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2025-08643?publication_date=2025-05-16","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2025-05-16/2025-08643/mods.xml","not_received_for_publication":null,"page_length":5,"page_views":{"count":3350,"last_updated":"2026-04-04 16:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-05-16/pdf/2025-08643.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-08643.pdf?1747313111","publication_date":"2025-05-16","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2025/05/16/2025-08643.txt","regulation_id_number_info":{"3170-AB42":null},"regulation_id_numbers":["3170-AB42"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":5,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2025-0014","supporting_documents_count":0,"docket_id":"CFPB-2025-0014","document_id":"CFPB-2025-0014-0001","regulation_id_number":"3170-AB42","title":"Protections for Borrowers Affected by the COVID-19 Emergency under the Real Estate Settlement Procedures Act, Regulation X; Rescission","checked_regulationsdotgov_at":"2025-06-19T08:55:05Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":20791,"subtype":null,"title":"Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X; Rescission","toc_doc":"Protections for Borrowers Affected by the COVID19 Emergency under the Real Estate Settlement Procedures Act, Regulation X; Rescission","toc_subject":null,"topics":["Banks, banking","Banks, banking","Banks, banking","Banks, banking","Condominiums","Consumer protection","Credit unions","Housing","Mortgage insurance","Mortgages","National banks","Reporting and recordkeeping requirements","Savings associations"],"type":"Rule","volume":90}