{"abstract":"The Consumer Financial Protection Bureau (CFPB or Bureau) is seeking information to assist it in considering whether to propose a rule to amend the test to define larger participants in the consumer debt collection market established by the Bureau's Defining Larger Participants of the Consumer Debt Collection Market Final Rule published on October 31, 2012 (Consumer Debt Collection Larger Participant Rule).","action":"Advance notice of proposed rulemaking.","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2025/08/08/2025-15091.html","cfr_references":[{"chapter":null,"citation_url":null,"part":1090,"title":12}],"citation":"90 FR 38418","comment_url":null,"comments_close_on":"2025-09-22","correction_of":null,"corrections":[],"dates":"Comments must be received on or before September 22, 2025.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2025-0030"],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":21,"comment_start_date":"2025-08-08","updated_at":"2025-10-08T01:55:52.163-04:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2025-0030-0001","allow_late_comments":false,"id":"CFPB-2025-0030-0001","comment_end_date":"2025-09-23","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2025-0030","title":"Defining Larger Participants of the Consumer Debt Collection Market"}],"document_number":"2025-15091","effective_on":null,"end_page":38421,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2025/08/08/2025-15091.xml","html_url":"https://www.federalregister.gov/documents/2025/08/08/2025-15091/defining-larger-participants-of-the-consumer-debt-collection-market","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2025-15091?publication_date=2025-08-08","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2025-08-08/2025-15091/mods.xml","not_received_for_publication":null,"page_length":4,"page_views":{"count":1620,"last_updated":"2026-04-22 10:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-08-08/pdf/2025-15091.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-15091.pdf?1754570762","publication_date":"2025-08-08","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2025/08/08/2025-15091.txt","regulation_id_number_info":{"3170-AB51":{"issue":"202504","html_url":"https://www.federalregister.gov/regulations/3170-AB51/defining-larger-participants-of-the-consumer-debt-collection-market","title":"Defining Larger Participants of the Consumer Debt Collection Market","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202504&RIN=3170-AB51&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"}},"regulation_id_numbers":["3170-AB51"],"regulations_dot_gov_info":{"supporting_documents":[],"regulatory_plan":{"html_url":"https://www.federalregister.gov/regulations/3170-AB51/defining-larger-participants-of-the-consumer-debt-collection-market","title":"Defining Larger Participants of the Consumer Debt Collection Market"},"comments_count":21,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2025-0030","supporting_documents_count":0,"docket_id":"CFPB-2025-0030","document_id":"CFPB-2025-0030-0001","regulation_id_number":"3170-AB51","title":"Defining Larger Participants of the Consumer Debt Collection Market","checked_regulationsdotgov_at":"2025-10-09T08:55:03Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":38418,"subtype":null,"title":"Defining Larger Participants of the Consumer Debt Collection Market","toc_doc":"Defining Larger Participants of the Consumer Debt Collection Market","toc_subject":null,"topics":[],"type":"Proposed Rule","volume":90}