{"abstract":"FinCEN is proposing to amend the Anti-Money Laundering/ Countering the Financing of Terrorism (AML/CFT) Program and Suspicious Activity Report (SAR) Filing Requirements for Registered Investment Advisers and Exempt Reporting Advisers (IA AML Rule) to delay the effective date by two years. The IA AML Rule is effective on January 1, 2026. This proposal seeks to amend the effective date to January 1, 2028.","action":"Notice of proposed rulemaking (NPRM).","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Financial Crimes Enforcement Network","name":"Financial Crimes Enforcement Network","id":194,"url":"https://www.federalregister.gov/agencies/financial-crimes-enforcement-network","json_url":"https://www.federalregister.gov/api/v1/agencies/194","parent_id":497,"slug":"financial-crimes-enforcement-network"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2025/09/22/2025-18271.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"1032","title":31}],"citation":"90 FR 45361","comment_url":null,"comments_close_on":"2025-10-22","correction_of":null,"corrections":[],"dates":"Comments must be received by October 22, 2025.","disposition_notes":null,"docket_ids":[],"dockets":[{"supporting_documents":[],"agency_name":"FINCEN","documents":[{"comment_count":24,"comment_start_date":"2025-09-22","updated_at":"2025-10-23T01:55:36.943-04:00","comment_url":"https://www.regulations.gov/commenton/FINCEN-2025-0072-0001","allow_late_comments":false,"id":"FINCEN-2025-0072-0001","comment_end_date":"2025-10-23","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"FINCEN-2025-0072","title":"Delaying the Effective Date of the Anti-Money Laundering/Countering the Financing of Terrorism Program and Suspicious Activity Report Filing Requirements for Registered Investment Advisers and Exempt Reporting Advisers"}],"document_number":"2025-18271","effective_on":null,"end_page":45365,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2025/09/22/2025-18271.xml","html_url":"https://www.federalregister.gov/documents/2025/09/22/2025-18271/delaying-the-effective-date-of-the-anti-money-launderingcountering-the-financing-of-terrorism","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2025-18271?publication_date=2025-09-22","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2025-09-22/2025-18271/mods.xml","not_received_for_publication":null,"page_length":5,"page_views":{"count":4460,"last_updated":"2026-06-13 20:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-09-22/pdf/2025-18271.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-18271.pdf?1758285912","publication_date":"2025-09-22","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2025/09/22/2025-18271.txt","regulation_id_number_info":{"1506-AB58":{"issue":"202404","html_url":"https://www.federalregister.gov/regulations/1506-AB58/anti-money-laundering-program-and-suspicious-activity-report-filing-requirements-for-investment-advi","title":"Anti-Money Laundering Program and Suspicious Activity Report Filing Requirements for Investment Advisers","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202404&RIN=1506-AB58&operation=OPERATION_EXPORT_XML","priority_category":"Section 3(f)(1) Significant"},"1506-AB69":null},"regulation_id_numbers":["1506-AB58","1506-AB69"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":24,"agency_id":"FINCEN","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=FINCEN-2025-0072","supporting_documents_count":0,"docket_id":"FINCEN-2025-0072","document_id":"FINCEN-2025-0072-0001","regulation_id_number":"1506-AB69","title":"Delaying the Effective Date of the Anti-Money Laundering/Countering the Financing of Terrorism Program and Suspicious Activity Report Filing Requirements for Registered Investment Advisers and Exempt Reporting Advisers","checked_regulationsdotgov_at":"2025-10-24T08:55:03Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":45361,"subtype":null,"title":"Delaying the Effective Date of the Anti-Money Laundering/Countering the Financing of Terrorism Program and Suspicious Activity Report Filing Requirements for Registered Investment Advisers and Exempt Reporting Advisers","toc_doc":"Anti-Money Laundering/Countering the Financing of Terrorism Program and Suspicious Activity Report Filing Requirements for Registered Investment Advisers and Exempt Reporting Advisers","toc_subject":null,"topics":["Administrative practice and procedure","Banks, banking","Brokers","Reporting and recordkeeping requirements","Securities","Small businesses"],"type":"Proposed Rule","volume":90}