{"abstract":"The Consumer Financial Protection Bureau (CFPB or Bureau) is finalizing its June 18, 2025 interim final rule amending Regulation B to extend the compliance dates set forth in its 2023 small business lending rule, as amended by a 2024 interim final rule, and to make other date-related conforming adjustments.","action":"Final rule.","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2025/10/02/2025-19370.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"1002","title":12}],"citation":"90 FR 47514","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"This final rule is effective December 1, 2025.","disposition_notes":null,"docket_ids":["Docket No. CFPB-2025-0017"],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":0,"comment_start_date":"2025-10-02","updated_at":"2025-10-02T18:05:00.968-04:00","comment_url":"https://www.regulations.gov/commenton/CFPB_FRDOC_0001-1290","allow_late_comments":false,"id":"CFPB_FRDOC_0001-1290","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB_FRDOC_0001","title":"Recently Posted CFPB Rules and Notices."}],"document_number":"2025-19370","effective_on":"2025-12-01","end_page":47523,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2025/10/02/2025-19370.xml","html_url":"https://www.federalregister.gov/documents/2025/10/02/2025-19370/small-business-lending-under-the-equal-credit-opportunity-act-regulation-b-extension-of-compliance","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2025-19370?publication_date=2025-10-02","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2025-10-02/2025-19370/mods.xml","not_received_for_publication":null,"page_length":10,"page_views":{"count":5739,"last_updated":"2026-05-29 12:15:10 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-10-02/pdf/2025-19370.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-19370.pdf?1759322731","publication_date":"2025-10-02","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2025/10/02/2025-19370.txt","regulation_id_number_info":{"3170-AB40":{"issue":"202504","html_url":"https://www.federalregister.gov/regulations/3170-AB40/small-business-lending-data-collection-under-the-equal-credit-opportunity-act-reconsideration","title":"Small Business Lending Data Collection Under the Equal Credit Opportunity Act Reconsideration","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202504&RIN=3170-AB40&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"}},"regulation_id_numbers":["3170-AB40"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":0,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB_FRDOC_0001","supporting_documents_count":0,"docket_id":"CFPB_FRDOC_0001","document_id":"CFPB_FRDOC_0001-1290","regulation_id_number":null,"title":"Recently Posted CFPB Rules and Notices.","checked_regulationsdotgov_at":"2025-10-03T22:55:04Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":47514,"subtype":null,"title":"Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates","toc_doc":"Small Business Lending under the Equal Credit Opportunity Act (Regulation B)","toc_subject":null,"topics":["Civil rights","Consumer protection","Credit","Credit unions","Marital status discrimination","National banks","Penalties"],"type":"Rule","volume":90}