{"abstract":"On December 20, 2023, the FDIC adopted a final rule that, among other things, amended the FDIC's official sign and advertisement of membership requirements for insured depository institutions (IDIs). The current compliance date for requirements related to displaying the official digital sign on IDIs' digital deposit-taking channels and automated teller machines (ATMs) and like devices is March 1, 2026. The FDIC is delaying the March 1, 2026, compliance date to January 1, 2027. This delay will provide certainty and minimize undue burden on IDIs while the FDIC completes consideration of a proposal to amend requirements related to digital deposit-taking channels and ATMs and like devices.","action":"Final rule; delay of compliance date.","agencies":[{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2025/11/28/2025-21461.html","cfr_references":[{"chapter":null,"citation_url":null,"part":328,"title":12}],"citation":"90 FR 54544","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The compliance date for the requirements in 12 CFR 328.4 and 328.5, which was initially delayed at 89 FR 84261 (October 22, 2024) and was subsequently delayed at 90 FR 11659 (March 11, 2025), is further delayed to January 1, 2027.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"2025-21461","effective_on":null,"end_page":54545,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2025/11/28/2025-21461.xml","html_url":"https://www.federalregister.gov/documents/2025/11/28/2025-21461/fdic-official-signs-and-advertising-requirements-false-advertising-misrepresentation-of-insured","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2025-21461?publication_date=2025-11-28","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2025-11-28/2025-21461/mods.xml","not_received_for_publication":null,"page_length":2,"page_views":{"count":985,"last_updated":"2026-04-04 10:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-11-28/pdf/2025-21461.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-21461.pdf?1764164729","publication_date":"2025-11-28","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2025/11/28/2025-21461.txt","regulation_id_number_info":{"3064-AF26":{"issue":"202310","html_url":"https://www.federalregister.gov/regulations/3064-AF26/fdic-official-sign-and-advertising-statement-requirements","title":"FDIC Official Sign and Advertising Statement Requirements","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202310&RIN=3064-AF26&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["3064-AF26"],"regulations_dot_gov_info":{"comments_count":0,"agency_id":"FDIC","document_id":"FDIC-2025-0847-0001","checked_regulationsdotgov_at":"2025-11-29T18:55:04Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":54544,"subtype":null,"title":"FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC's Name or Logo","toc_doc":"Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the Federal Deposit Insurance Corporation's Name or Logo","toc_subject":null,"topics":[],"type":"Rule","volume":90}