{"abstract":"The Office of the Comptroller of the Currency (OCC) is proposing to amend its guidelines relating to heightened standards for insured national banks, insured Federal savings associations, and insured Federal branches (Guidelines) to increase the average total consolidated assets threshold for applying the Guidelines from $50 billion to $700 billion. In addition, the proposal would clarify certain compliance dates and make other technical amendments.","action":"Notice of proposed rulemaking; revised guidelines.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2025/12/30/2025-23986.html","cfr_references":[{"chapter":null,"citation_url":null,"part":30,"title":12}],"citation":"90 FR 61084","comment_url":null,"comments_close_on":"2026-03-02","correction_of":null,"corrections":[],"dates":"Comments must be submitted on or before March 2, 2026.","disposition_notes":null,"docket_ids":["Docket ID OCC-2025-0207"],"dockets":[{"supporting_documents":[{"title":"OCC Heightened Standards Regulatory Impact Assessment 12.22.25","document_id":"OCC-2025-0207-0005"}],"agency_name":"OCC","documents":[{"comment_count":20,"comment_start_date":"2025-12-30","updated_at":"2026-03-03T00:07:01.420-05:00","comment_url":"https://www.regulations.gov/commenton/OCC-2025-0207-0001","allow_late_comments":false,"id":"OCC-2025-0207-0001","comment_end_date":"2026-03-03","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":1,"id":"OCC-2025-0207","title":"OCC Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches; Technical Amendments"}],"document_number":"2025-23986","effective_on":null,"end_page":61093,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2025/12/30/2025-23986.xml","html_url":"https://www.federalregister.gov/documents/2025/12/30/2025-23986/occ-guidelines-establishing-heightened-standards-for-certain-large-insured-national-banks-insured","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2025-23986?publication_date=2025-12-30","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2025-12-30/2025-23986/mods.xml","not_received_for_publication":null,"page_length":10,"page_views":{"count":2956,"last_updated":"2026-04-24 10:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2025-12-30/pdf/2025-23986.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2025-23986.pdf?1767015917","publication_date":"2025-12-30","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2025/12/30/2025-23986.txt","regulation_id_number_info":{"1557-AF36":null},"regulation_id_numbers":["1557-AF36"],"regulations_dot_gov_info":{"supporting_documents":[{"title":"OCC Heightened Standards Regulatory Impact Assessment 12.22.25","document_id":"OCC-2025-0207-0005"}],"comments_count":20,"agency_id":"OCC","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=OCC-2025-0207","supporting_documents_count":1,"docket_id":"OCC-2025-0207","document_id":"OCC-2025-0207-0001","regulation_id_number":"1557-AF36","title":"OCC Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches; Technical Amendments","checked_regulationsdotgov_at":"2026-03-04T09:55:03Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":61084,"subtype":null,"title":"OCC Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches; Technical Amendments","toc_doc":"Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches; Technical Amendments","toc_subject":null,"topics":["Consumer protection","National banks","Privacy","Reporting and recordkeeping requirements"],"type":"Proposed Rule","volume":90}