{"abstract":"The Consumer Financial Protection Bureau (Bureau) and Department of Justice (DOJ) are withdrawing a joint statement issued in October 2023 regarding the implications of a creditor's consideration of an individual's immigration status under the Equal Credit Opportunity Act (ECOA).","action":"Notice of withdrawal.","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2026/01/12/2026-00328.html","cfr_references":[],"citation":"91 FR 1138","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The statement published on October 18, 2023, at 88 FR 71845, is withdrawn as of January 12, 2026.","disposition_notes":null,"docket_ids":[],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":0,"comment_start_date":"2026-01-12","updated_at":"2026-01-12T16:55:54.656-05:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2026-0001-0001","allow_late_comments":false,"id":"CFPB-2026-0001-0001","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2026-0001","title":"Notices"}],"document_number":"2026-00328","effective_on":null,"end_page":1139,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2026/01/12/2026-00328.xml","html_url":"https://www.federalregister.gov/documents/2026/01/12/2026-00328/withdrawal-of-joint-statement-on-the-equal-credit-opportunity-act-and-noncitizen-borrowers","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2026-00328?publication_date=2026-01-12","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2026-01-12/2026-00328/mods.xml","not_received_for_publication":null,"page_length":2,"page_views":{"count":6700,"last_updated":"2026-11-01 18:15:03 -0500"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-01-12/pdf/2026-00328.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-00328.pdf?1767966312","publication_date":"2026-01-12","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2026/01/12/2026-00328.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":0,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2026-0001","supporting_documents_count":0,"docket_id":"CFPB-2026-0001","document_id":"CFPB-2026-0001-0001","regulation_id_number":null,"title":"Notices","checked_regulationsdotgov_at":"2026-01-14T01:55:03Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":1138,"subtype":null,"title":"Withdrawal of Joint Statement on the Equal Credit Opportunity Act and Noncitizen Borrowers","toc_doc":"Joint Statement on the Equal Credit Opportunity Act and Noncitizen Borrowers; Withdrawal","toc_subject":null,"topics":[],"type":"Notice","volume":91}