{"abstract":"The Rural Housing Service (RHS or Agency), a Rural Development (RD) Agency within the United States Department of Agriculture (USDA), is amending its regulations to grant Delegated Lenders participating in the Single-Family Housing Guaranteed Loan Program (SFHGLP) the authority to make loans and obtain Loan Note Guarantees after closing using automated loan underwriting and closing systems.","action":"Final rule.","agencies":[{"raw_name":"DEPARTMENT OF AGRICULTURE","name":"Agriculture Department","id":12,"url":"https://www.federalregister.gov/agencies/agriculture-department","json_url":"https://www.federalregister.gov/api/v1/agencies/12","parent_id":null,"slug":"agriculture-department"},{"raw_name":"Rural Housing Service","name":"Rural Housing Service","id":458,"url":"https://www.federalregister.gov/agencies/rural-housing-service","json_url":"https://www.federalregister.gov/api/v1/agencies/458","parent_id":12,"slug":"rural-housing-service"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2026/03/19/2026-05387.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"3555","title":7}],"citation":"91 FR 13211","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"Effective date: This Final rule is effective June 17, 2026. Implementation will occur on September 28, 2028. The Agency will publish a notice in the Federal Register prior to implementation.","disposition_notes":null,"docket_ids":["Docket Number RHS-21-SFH-0017"],"dockets":[{"supporting_documents":[],"agency_name":"RHS","documents":[{"comment_count":0,"comment_start_date":"2026-03-19","updated_at":"2026-03-19T15:02:22.721-04:00","comment_url":"https://www.regulations.gov/commenton/RHS_FRDOC_0001-0619","allow_late_comments":false,"id":"RHS_FRDOC_0001-0619","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"RHS_FRDOC_0001","title":"Recently Posted RHS Rules and Notices."}],"document_number":"2026-05387","effective_on":"2026-06-17","end_page":13217,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2026/03/19/2026-05387.xml","html_url":"https://www.federalregister.gov/documents/2026/03/19/2026-05387/single-family-housing-guaranteed-loan-program","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2026-05387?publication_date=2026-03-19","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2026-03-19/2026-05387/mods.xml","not_received_for_publication":null,"page_length":7,"page_views":{"count":2873,"last_updated":"2026-07-28 02:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-03-19/pdf/2026-05387.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-05387.pdf?1773837915","publication_date":"2026-03-19","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2026/03/19/2026-05387.txt","regulation_id_number_info":{"0575-AD08":{"issue":"202504","html_url":"https://www.federalregister.gov/regulations/0575-AD08/single-family-housing-guaranteed-rural-housing-programs-delegated-approval-authority-and-strengtheni","title":"Single Family Housing Guaranteed Rural Housing Programs--Delegated Approval Authority and Strengthening Management Oversight - Final Rule","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202504&RIN=0575-AD08&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"}},"regulation_id_numbers":["0575-AD08"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":0,"agency_id":"RHS","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=RHS_FRDOC_0001","supporting_documents_count":0,"docket_id":"RHS_FRDOC_0001","document_id":"RHS_FRDOC_0001-0619","regulation_id_number":null,"title":"Recently Posted RHS Rules and Notices.","checked_regulationsdotgov_at":"2026-03-20T16:55:05Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":13211,"subtype":null,"title":"Single Family Housing Guaranteed Loan Program","toc_doc":"Single Family Housing Guaranteed Loan Program","toc_subject":null,"topics":["Administrative practice and procedure","Credit","Environmental impact statements","Fair housing","Flood insurance","Home improvement","Low and moderate income housing","Manufactured homes","Mortgages","Reporting and recordkeeping requirements","Rural areas"],"type":"Rule","volume":91}