{"abstract":"The OCC is adopting an interim final rule to clarify that national banks' power to charge non-interest charges and fees includes the power to assess, collect, impose, levy, receive, reserve, take, or otherwise obtain non-interest charges and fees, including interchange fees from credit and debit card operations. Further, the interim final rule explains that national banks may charge non-interest charges or fees, even when such charges and fees are set by or in consultation with third parties. The OCC invites public comments on this interim final rule.","action":"Interim final rule; request for comments.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2026/04/29/2026-08328.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"7","title":12}],"citation":"91 FR 22989","comment_url":null,"comments_close_on":"2026-05-29","correction_of":null,"corrections":[],"dates":"The interim final rule is effective June 30, 2026. Comments on the interim final rule must be received on or before May 29, 2026.","disposition_notes":null,"docket_ids":["Docket ID OCC-2026-0430"],"dockets":[{"supporting_documents":[],"agency_name":"OCC","documents":[{"comment_count":432,"comment_start_date":"2026-04-29","updated_at":"2026-06-06T00:02:51.449-04:00","comment_url":"https://www.regulations.gov/commenton/OCC-2026-0430-0001","allow_late_comments":false,"id":"OCC-2026-0430-0001","comment_end_date":"2026-05-30","regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"OCC-2026-0430","title":"National Bank Non-Interest Charges and Fees"}],"document_number":"2026-08328","effective_on":"2026-06-30","end_page":22995,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2026/04/29/2026-08328.xml","html_url":"https://www.federalregister.gov/documents/2026/04/29/2026-08328/national-bank-non-interest-charges-and-fees","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2026-08328?publication_date=2026-04-29","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2026-04-29/2026-08328/mods.xml","not_received_for_publication":null,"page_length":7,"page_views":{"count":1209,"last_updated":"2026-06-06 20:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-04-29/pdf/2026-08328.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-08328.pdf?1777380320","publication_date":"2026-04-29","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2026/04/29/2026-08328.txt","regulation_id_number_info":{"1557-AF54":null},"regulation_id_numbers":["1557-AF54"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":432,"agency_id":"OCC","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=OCC-2026-0430","supporting_documents_count":0,"docket_id":"OCC-2026-0430","document_id":"OCC-2026-0430-0001","regulation_id_number":"1557-AF54","title":"National Bank Non-Interest Charges and Fees","checked_regulationsdotgov_at":"2026-06-06T04:02:50Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":22989,"subtype":null,"title":"National Bank Non-Interest Charges and Fees","toc_doc":"National Bank Non-Interest Charges and Fees","toc_subject":null,"topics":["Bonds","Computer technology","Credit","Insurance","Investments","Metals","National banks","Reporting and recordkeeping requirements","Savings associations","Securities","Surety bonds","Usury"],"type":"Rule","volume":91}