{"abstract":"The Consumer Financial Protection Bureau (Bureau or CFPB) is issuing this statement to remind creditors of their obligations under the Truth in Lending Act (TILA) as implemented by Regulation Z, and consistent with Executive Order 14406, titled \"Restoring Integrity to America's Financial System.\"","action":"Statement.","agencies":[{"raw_name":"Consumer Financial Protection Bureau","name":"Consumer Financial Protection Bureau","id":573,"url":"https://www.federalregister.gov/agencies/consumer-financial-protection-bureau","json_url":"https://www.federalregister.gov/api/v1/agencies/573","parent_id":null,"slug":"consumer-financial-protection-bureau"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2026/06/08/2026-11447.html","cfr_references":[],"citation":"91 FR 34607","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"This statement is applicable on June 8, 2026.","disposition_notes":null,"docket_ids":[],"dockets":[{"supporting_documents":[],"agency_name":"CFPB","documents":[{"comment_count":0,"comment_start_date":"2026-06-08","updated_at":"2026-06-08T15:57:02.947-04:00","comment_url":"https://www.regulations.gov/commenton/CFPB-2026-0001-0002","allow_late_comments":false,"id":"CFPB-2026-0001-0002","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":0,"id":"CFPB-2026-0001","title":"Notices"}],"document_number":"2026-11447","effective_on":null,"end_page":34609,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2026/06/08/2026-11447.xml","html_url":"https://www.federalregister.gov/documents/2026/06/08/2026-11447/statement-on-ability-to-repay-and-immigration-status","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2026-11447?publication_date=2026-06-08","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2026-06-08/2026-11447/mods.xml","not_received_for_publication":null,"page_length":3,"page_views":{"count":1774,"last_updated":"2026-06-09 20:15:04 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-08/pdf/2026-11447.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-11447.pdf?1780663517","publication_date":"2026-06-08","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2026/06/08/2026-11447.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":0,"agency_id":"CFPB","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=CFPB-2026-0001","supporting_documents_count":0,"docket_id":"CFPB-2026-0001","document_id":"CFPB-2026-0001-0002","regulation_id_number":null,"title":"Notices","checked_regulationsdotgov_at":"2026-06-09T18:55:05Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":34607,"subtype":null,"title":"Statement on Ability To Repay and Immigration Status","toc_doc":"Statement on Ability to Repay and Immigration Status","toc_subject":null,"topics":[],"type":"Notice","volume":91}