{"abstract":"The NCUA Board is adopting an interim final rule to clarify federal credit unions' (FCUs) power to charge non-interest charges and fees includes the power to assess, collect, impose, levy, receive, reserve, take, or otherwise obtain non-interest charges and fees, including interchange fees from credit and debit card operations. Further, the interim final rule explains that FCUs may charge non- interest charges or fees, even when such charges and fees are set by or in consultation with third parties. NCUA invites public comments on this interim final rule.","action":"Interim final rule; request for comment.","agencies":[{"raw_name":"NATIONAL CREDIT UNION ADMINISTRATION","name":"National Credit Union Administration","id":335,"url":"https://www.federalregister.gov/agencies/national-credit-union-administration","json_url":"https://www.federalregister.gov/api/v1/agencies/335","parent_id":null,"slug":"national-credit-union-administration"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2026/06/09/2026-11559.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"701","title":12}],"citation":"91 FR 34725","comment_url":"http://www.regulations.gov/commenton/NCUA-2026-1189-0001","comments_close_on":"2026-07-09","correction_of":null,"corrections":[],"dates":"The interim final rule is effective June 30, 2026. Comments on the interim final rule must be received on or before July 9, 2026.","disposition_notes":null,"docket_ids":[],"dockets":[{"supporting_documents":[],"agency_name":"NCUA","documents":[{"comment_count":4,"comment_start_date":"2026-06-09","updated_at":"2026-06-13T01:56:29.641-04:00","comment_url":"https://www.regulations.gov/commenton/NCUA-2026-1189-0001","allow_late_comments":false,"id":"NCUA-2026-1189-0001","comment_end_date":"2026-07-10","regulations_dot_gov_open_for_comment":true}],"supporting_documents_count":0,"id":"NCUA-2026-1189","title":"Preemption – Federal Credit Union Non-Interest Charges and Fees"}],"document_number":"2026-11559","effective_on":"2026-06-30","end_page":34733,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2026/06/09/2026-11559.xml","html_url":"https://www.federalregister.gov/documents/2026/06/09/2026-11559/preemption-federal-credit-union-non-interest-charges-and-fees","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2026-11559?publication_date=2026-06-09","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2026-06-09/2026-11559/mods.xml","not_received_for_publication":null,"page_length":9,"page_views":{"count":796,"last_updated":"2026-06-13 20:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-06-09/pdf/2026-11559.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-11559.pdf?1780922718","publication_date":"2026-06-09","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2026/06/09/2026-11559.txt","regulation_id_number_info":{"3133-AG11":null},"regulation_id_numbers":["3133-AG11"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_count":4,"agency_id":"NCUA","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=NCUA-2026-1189","supporting_documents_count":0,"docket_id":"NCUA-2026-1189","document_id":"NCUA-2026-1189-0001","regulation_id_number":"3133-AG11","title":"Preemption – Federal Credit Union Non-Interest Charges and Fees","checked_regulationsdotgov_at":"2026-06-13T23:55:02Z"},"regulations_dot_gov_url":"http://www.regulations.gov/commenton/NCUA-2026-1189-0001","significant":null,"signing_date":null,"start_page":34725,"subtype":null,"title":"Preemption-Federal Credit Union Non-Interest Charges and Fees","toc_doc":"PreemptionFederal Credit Union Non-Interest Charges and Fees","toc_subject":null,"topics":["Advertising","Aged","Civil rights","Credit","Credit unions","Fair housing","Individuals with disabilities","Insurance","Marital status discrimination","Mortgages","Religious discrimination","Reporting and recordkeeping requirements","Sex discrimination","Signs and symbols","Surety bonds"],"type":"Rule","volume":91}