{"abstract":"The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) are adopting a final rule to define the term \"unsafe or unsound practice\" for purposes of section 8 of the Federal Deposit Insurance Act and to revise the supervisory framework for the issuance of matters requiring attention and other supervisory communications.","action":"Final rule.","agencies":[{"raw_name":"DEPARTMENT OF THE TREASURY","name":"Treasury Department","id":497,"url":"https://www.federalregister.gov/agencies/treasury-department","json_url":"https://www.federalregister.gov/api/v1/agencies/497","parent_id":null,"slug":"treasury-department"},{"raw_name":"Office of the Comptroller of the Currency","name":"Comptroller of the Currency","id":80,"url":"https://www.federalregister.gov/agencies/comptroller-of-the-currency","json_url":"https://www.federalregister.gov/api/v1/agencies/80","parent_id":497,"slug":"comptroller-of-the-currency"},{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2026/09/01/2026-17823.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"4","title":12},{"chapter":null,"citation_url":null,"part":"305","title":12}],"citation":"91 FR 56004","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The final rule is effective November 2, 2026.","disposition_notes":null,"docket_ids":["Docket ID OCC-2026-0174"],"dockets":[{"supporting_documents":[{"title":"Summary of February 9, 2026, meeting with Bank Policy Institute","document_id":"OCC-2025-0174-0034"}],"agency_name":"OCC","documents":[{"comment_count":0,"comment_start_date":"2026-09-01","updated_at":"2026-09-01T10:57:21.591-04:00","comment_url":"https://www.regulations.gov/commenton/OCC-2025-0174-0035","allow_late_comments":false,"id":"OCC-2025-0174-0035","comment_end_date":null,"regulations_dot_gov_open_for_comment":false}],"supporting_documents_count":1,"id":"OCC-2025-0174","title":"Unsafe or Unsound Practices and Matters Requiring Attention"}],"document_number":"2026-17823","effective_on":"2026-11-02","end_page":56022,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2026/09/01/2026-17823.xml","html_url":"https://www.federalregister.gov/documents/2026/09/01/2026-17823/unsafe-or-unsound-practices-matters-requiring-attention","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2026-17823?publication_date=2026-09-01","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2026-09-01/2026-17823/mods.xml","not_received_for_publication":null,"page_length":19,"page_views":{"count":2000,"last_updated":"2026-09-22 08:15:09 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-09-01/pdf/2026-17823.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-17823.pdf?1788180314","publication_date":"2026-09-01","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2026/09/01/2026-17823.txt","regulation_id_number_info":{"3064-AG16":null,"1557-AF35":null},"regulation_id_numbers":["1557-AF35","3064-AG16"],"regulations_dot_gov_info":{"supporting_documents":[{"title":"Summary of February 9, 2026, meeting with Bank Policy Institute","document_id":"OCC-2025-0174-0034"}],"comments_count":0,"agency_id":"OCC","comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=OCC-2025-0174","supporting_documents_count":1,"docket_id":"OCC-2025-0174","document_id":"OCC-2025-0174-0035","regulation_id_number":"1557-AF35","title":"Unsafe or Unsound Practices and Matters Requiring Attention","checked_regulationsdotgov_at":"2026-09-02T17:55:04Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":56004,"subtype":null,"title":"Unsafe or Unsound Practices, Matters Requiring Attention","toc_doc":"Unsafe or Unsound Practices, Matters Requiring Attention","toc_subject":null,"topics":["Administrative practice and procedure","Banks, banking","Freedom of information","Individuals with disabilities","Minority businesses","Organization and functions (Government agencies)","Reporting and recordkeeping requirements","Women"],"type":"Rule","volume":91}