{"abstract":"The Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the 21st Century ROAD to Housing Act related to reciprocal deposits, which took effect on July 11, 2026. The FDIC is also providing certain clarifications regarding the reciprocal deposit framework to facilitate and simplify compliance. The FDIC invites public comment on this interim final rule.","action":"Interim final rule and request for comment.","agencies":[{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2026/09/01/2026-17865.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"337","title":12}],"citation":"91 FR 56022","comment_url":null,"comments_close_on":"2026-10-01","correction_of":null,"corrections":[],"dates":"The interim final rule is effective September 1, 2026. Comments must be received no later than October 1, 2026.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"2026-17865","effective_on":"2026-09-01","end_page":56029,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2026/09/01/2026-17865.xml","html_url":"https://www.federalregister.gov/documents/2026/09/01/2026-17865/reciprocal-deposits-implementing-the-21st-century-road-to-housing-act","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2026-17865?publication_date=2026-09-01","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2026-09-01/2026-17865/mods.xml","not_received_for_publication":null,"page_length":8,"page_views":{"count":1883,"last_updated":"2026-10-30 04:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-09-01/pdf/2026-17865.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-17865.pdf?1788180318","publication_date":"2026-09-01","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2026/09/01/2026-17865.txt","regulation_id_number_info":{"3064-AG32":null},"regulation_id_numbers":["3064-AG32"],"regulations_dot_gov_info":{"comments_count":0,"agency_id":"FDIC","document_id":"FDIC-2026-1619-0001","checked_regulationsdotgov_at":"2026-09-02T15:55:06Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":56022,"subtype":null,"title":"Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act","toc_doc":"Implementing the 21st Century ROAD to Housing Act","toc_subject":"Reciprocal Deposits","topics":["Banks, banking","Reporting and recordkeeping requirements","Savings associations","Securities"],"type":"Rule","volume":91}