{"abstract":"The FDIC is seeking comment on a proposal that would: remove the regulation regarding recordkeeping for timely deposit insurance determination; revise the regulation regarding large-bank deposit insurance determination modernization to modify the requirements that, following rescission of the preceding regulation, would generally apply to institutions currently subject to the preceding regulation, with certain modifications, and clarify its requirements to better align the burdens of the rule with the benefits; and revise the regulation regarding indexing of specified regulatory thresholds to index the thresholds to inflation in the regulation regarding large-bank deposit insurance determination modernization.","action":"Notice of proposed rulemaking and request for comment.","agencies":[{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2026/11/04/2026-22495.html","cfr_references":[{"chapter":null,"citation_url":null,"part":"314","title":12},{"chapter":null,"citation_url":null,"part":"360","title":12},{"chapter":null,"citation_url":null,"part":"370","title":12}],"citation":"91 FR 69642","comment_url":null,"comments_close_on":"2027-01-04","correction_of":null,"corrections":[],"dates":"Comments must be received by January 4, 2027.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"2026-22495","effective_on":null,"end_page":69684,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2026/11/04/2026-22495.xml","html_url":"https://www.federalregister.gov/documents/2026/11/04/2026-22495/large-bank-deposit-insurance-determination-modernization","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/2026-22495?publication_date=2026-11-04","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2026-11-04/2026-22495/mods.xml","not_received_for_publication":null,"page_length":43,"page_views":{"count":230,"last_updated":"2026-11-04 22:15:03 -0500"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2026-11-04/pdf/2026-22495.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":"https://public-inspection.federalregister.gov/2026-22495.pdf?1793713512","publication_date":"2026-11-04","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2026/11/04/2026-22495.txt","regulation_id_number_info":{"3064-AG35":null},"regulation_id_numbers":["3064-AG35"],"regulations_dot_gov_info":{"comments_count":0,"agency_id":"FDIC","document_id":"FDIC-2026-2212-0001","checked_regulationsdotgov_at":"2026-11-05T02:55:03Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":69642,"subtype":null,"title":"Large-Bank Deposit Insurance Determination Modernization","toc_doc":"Large-Bank Deposit Insurance Determination Modernization","toc_subject":null,"topics":["Administrative practice and procedure","Bank deposit insurance","Banks, banking","Holding companies","Reporting and recordkeeping requirements","Savings associations"],"type":"Proposed Rule","volume":91}