{"abstract":"The Board is revising the official staff commentary to Regulation B, which implements the Equal Credit Opportunity Act, to clarify an amendment published on November 9, 2007. The clarification and the earlier amendment relate to the electronic delivery of disclosures under Regulation B.","action":"Final rule; technical amendment.","agencies":[{"raw_name":"FEDERAL RESERVE SYSTEM","name":"Federal Reserve System","id":188,"url":"https://www.federalregister.gov/agencies/federal-reserve-system","json_url":"https://www.federalregister.gov/api/v1/agencies/188","parent_id":null,"slug":"federal-reserve-system"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2007/12/14/E7-24221.html","cfr_references":[{"chapter":null,"citation_url":null,"part":202,"title":12}],"citation":"72 FR 71056","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"The amendment is effective January 14, 2008. The mandatory compliance date is October 1, 2008.","disposition_notes":null,"docket_ids":["Regulation B","Docket No. R-1281"],"dockets":[],"document_number":"E7-24221","effective_on":"2008-01-14","end_page":71057,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2007/12/14/E7-24221.xml","html_url":"https://www.federalregister.gov/documents/2007/12/14/E7-24221/equal-credit-opportunity","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/E7-24221?publication_date=2007-12-14","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2007-12-14/E7-24221/mods.xml","not_received_for_publication":null,"page_length":2,"page_views":{"count":218,"last_updated":"2026-10-25 12:15:05 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2007-12-14/pdf/E7-24221.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2007-12-14","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2007/12/14/E7-24221.txt","regulation_id_number_info":{},"regulation_id_numbers":[],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2011-11-13T11:57:23Z"},"regulations_dot_gov_url":null,"significant":null,"signing_date":null,"start_page":71056,"subtype":null,"title":"Equal Credit Opportunity","toc_doc":"Electronic disclosures delivery; staff commentary","toc_subject":"Equal Credit Opportunity Act (Regulation B):","topics":["Aged","Banks, banking","Civil rights","Credit","Marital status discrimination","Penalties","Religious discrimination","Reporting and recordkeeping requirements","Sex discrimination"],"type":"Rule","volume":72}