{"abstract":"The Secretary amends the Federal Perkins Loan (Perkins Loan) Program, Federal Family Education Loan (FFEL) Program, and William D. Ford Federal Direct Loan (Direct Loan) Program regulations to implement provisions of the College Cost Reduction and Access Act of 2008 (CCRAA) (Pub. L. 110-84), including the statutory provisions that establish the Income-Based Repayment (IBR) plan and the Public Service Loan Forgiveness Program.","action":"Final regulations.","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2008/10/23/E8-24922.html","cfr_references":[{"chapter":null,"citation_url":null,"part":674,"title":34},{"chapter":null,"citation_url":null,"part":682,"title":34},{"chapter":null,"citation_url":null,"part":685,"title":34}],"citation":"73 FR 63232","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"Effective Date: These regulations are effective July 1, 2009.","disposition_notes":null,"docket_ids":["Docket ID ED-2008-OPE-0009"],"dockets":[],"document_number":"E8-24922","effective_on":"2009-07-01","end_page":63259,"executive_order_notes":null,"executive_order_number":null,"explanation":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2008/10/23/E8-24922.xml","html_url":"https://www.federalregister.gov/documents/2008/10/23/E8-24922/federal-perkins-loan-program-federal-family-education-loan-program-and-william-d-ford-federal-direct","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/E8-24922?publication_date=2008-10-23","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2008-10-23/E8-24922/mods.xml","not_received_for_publication":null,"page_length":28,"page_views":{"count":1354,"last_updated":"2026-04-04 18:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2008-10-23/pdf/E8-24922.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2008-10-23","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2008/10/23/E8-24922.txt","regulation_id_number_info":{"1840-AC94":{"issue":"200804","html_url":"https://www.federalregister.gov/regulations/1840-AC94/federal-perkins-loan-federal-family-education-loan-ffel-and-william-d-ford-federal-direct-loan-dl-pr","title":"Federal Perkins Loan, Federal Family Education Loan (FFEL), and William D. Ford Federal Direct Loan (DL) Programs","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=200804&RIN=1840-AC94&operation=OPERATION_EXPORT_XML","priority_category":"Other Significant"}},"regulation_id_numbers":["1840-AC94"],"regulations_dot_gov_info":{"supporting_documents":[],"comments_url":"https://www.regulations.gov/docketBrowser?rpp=50&so=DESC&sb=postedDate&po=0&dct=PS&D=ED_FRDOC_0001","supporting_documents_count":0,"docket_id":"ED_FRDOC_0001","regulation_id_number":null,"title":"Recently Posted ED Rules and Notices.","checked_regulationsdotgov_at":"2011-11-15T00:14:02Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":63232,"subtype":null,"title":"Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal Direct Loan Program","toc_doc":"Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal Direct Loan Program","toc_subject":null,"topics":["Administrative practice and procedure","Colleges and universities","Education","Loan programs-education","Reporting and recordkeeping requirements","Student aid","Vocational education"],"type":"Rule","volume":73}