{"abstract":"The FDIC is adopting a final rule amending its deposit insurance regulations to: Reflect Congress's extension, until December 31, 2013, of the temporary increase in the standard maximum deposit insurance amount (\"SMDIA\") from $100,000 to $250,000; finalize the interim rule, with minor modifications, on revocable trust accounts; and finalize the interim rule on mortgage servicing accounts. The FDIC is also adopting technical, conforming amendments to its international banking regulations to substitute several existing references to \"$100,000\" with references to the SMDIA.","action":"Final rule.","agencies":[{"raw_name":"FEDERAL DEPOSIT INSURANCE CORPORATION","name":"Federal Deposit Insurance Corporation","id":164,"url":"https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation","json_url":"https://www.federalregister.gov/api/v1/agencies/164","parent_id":null,"slug":"federal-deposit-insurance-corporation"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2009/09/17/E9-22406.html","cfr_references":[{"chapter":null,"citation_url":null,"part":330,"title":12},{"chapter":null,"citation_url":null,"part":347,"title":12}],"citation":"74 FR 47711","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"Effective Date: The final rule is effective October 19, 2009.","disposition_notes":null,"docket_ids":[],"dockets":[],"document_number":"E9-22406","effective_on":"2009-10-19","end_page":47718,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2009/09/17/E9-22406.xml","html_url":"https://www.federalregister.gov/documents/2009/09/17/E9-22406/deposit-insurance-regulations-temporary-increase-in-standard-coverage-amount-mortgage-servicing","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/E9-22406?publication_date=2009-09-17","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2009-09-17/E9-22406/mods.xml","not_received_for_publication":null,"page_length":8,"page_views":{"count":552,"last_updated":"2026-09-22 22:15:05 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2009-09-17/pdf/E9-22406.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2009-09-17","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2009/09/17/E9-22406.txt","regulation_id_number_info":{"3064-AD36":{"issue":"200904","html_url":"https://www.federalregister.gov/regulations/3064-AD36/deposit-insurance-regulations-temporary-increase-in-standard-coverage-amount-mortgage-servicing-acco","title":"Deposit Insurance Regulations;Temporary Increase in Standard Coverage Amount; Mortgage Servicing Accounts ","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=200904&RIN=3064-AD36&operation=OPERATION_EXPORT_XML","priority_category":"Substantive, Nonsignificant"}},"regulation_id_numbers":["3064-AD36"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2009-09-17T18:11:09Z"},"regulations_dot_gov_url":null,"significant":false,"signing_date":null,"start_page":47711,"subtype":null,"title":"Deposit Insurance Regulations; Temporary Increase in Standard Coverage Amount; Mortgage Servicing Accounts; Revocable Trust Accounts; International Banking; Foreign Banks","toc_doc":"Temporary Increase in Standard Coverage Amount, etc.","toc_subject":"Deposit Insurance Regulations:","topics":["Bank deposit insurance","Banks, banking","Reporting and recordkeeping requirements","Trusts and trustees"],"type":"Rule","volume":74}