{"abstract":"The Secretary establishes new regulations regarding Institutions and Lender Requirements Relating to Education Loans, to implement requirements relating to education loans that were added to the Higher Education Act of 1965, as amended (HEA) by the Higher Education Opportunity Act of 2008 (HEOA). The Secretary also amends the regulations for Student Assistance General Provisions, the Federal Perkins Loan (Perkins Loan) Program, the Federal Family Education Loan (FFEL) Program, and the William D. Ford Federal Direct Loan (Direct Loan) Program to implement certain provisions of the HEA that involve school-based loan issues and that were affected by the statutory changes made to the HEA by the HEOA.","action":"Final regulations.","agencies":[{"raw_name":"DEPARTMENT OF EDUCATION","name":"Education Department","id":126,"url":"https://www.federalregister.gov/agencies/education-department","json_url":"https://www.federalregister.gov/api/v1/agencies/126","parent_id":null,"slug":"education-department"}],"body_html_url":"https://www.federalregister.gov/documents/full_text/html/2009/10/28/E9-25073.html","cfr_references":[{"chapter":null,"citation_url":null,"part":601,"title":34},{"chapter":null,"citation_url":null,"part":668,"title":34},{"chapter":null,"citation_url":null,"part":674,"title":34},{"chapter":null,"citation_url":null,"part":682,"title":34},{"chapter":null,"citation_url":null,"part":685,"title":34}],"citation":"74 FR 55626","comment_url":null,"comments_close_on":null,"correction_of":null,"corrections":[],"dates":"Effective Date: These regulations are effective July 1, 2010.","disposition_notes":null,"docket_ids":["Docket ID ED-2009-OPE-0003"],"dockets":[],"document_number":"E9-25073","effective_on":"2010-07-01","end_page":55668,"executive_order_notes":null,"executive_order_number":null,"full_text_xml_url":"https://www.federalregister.gov/documents/full_text/xml/2009/10/28/E9-25073.xml","html_url":"https://www.federalregister.gov/documents/2009/10/28/E9-25073/institutions-and-lender-requirements-relating-to-education-loans-student-assistance-general","images":{},"images_metadata":{},"json_url":"https://www.federalregister.gov/api/v1/documents/E9-25073?publication_date=2009-10-28","mods_url":"https://www.govinfo.gov/metadata/granule/FR-2009-10-28/E9-25073/mods.xml","not_received_for_publication":null,"page_length":43,"page_views":{"count":1206,"last_updated":"2026-07-26 16:15:03 -0400"},"pdf_url":"https://www.govinfo.gov/content/pkg/FR-2009-10-28/pdf/E9-25073.pdf","presidential_document_number":null,"proclamation_number":null,"public_inspection_pdf_url":null,"publication_date":"2009-10-28","raw_text_url":"https://www.federalregister.gov/documents/full_text/text/2009/10/28/E9-25073.txt","regulation_id_number_info":{"1840-AC95":{"issue":"200904","html_url":"https://www.federalregister.gov/regulations/1840-AC95/title-iv-of-the-higher-education-act-of-1965-as-amended","title":"Title IV of the Higher Education Act of 1965, as Amended","xml_url":"http://www.reginfo.gov/public/do/eAgendaViewRule?pubId=200904&RIN=1840-AC95&operation=OPERATION_EXPORT_XML","priority_category":"Economically Significant"}},"regulation_id_numbers":["1840-AC95"],"regulations_dot_gov_info":{"checked_regulationsdotgov_at":"2009-10-28T15:53:49Z"},"regulations_dot_gov_url":null,"significant":true,"signing_date":null,"start_page":55626,"subtype":null,"title":"Institutions and Lender Requirements Relating to Education Loans, Student Assistance General Provisions, Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal Direct Loan Program","toc_doc":"Institutions and Lender Requirements Relating to Education Loans, Student Assistance General Provisions, et al.","toc_subject":null,"topics":["Administrative practice and procedure","Colleges and universities","Consumer protection","Education","Grant programs-education","Loan programs-education","Reporting and recordkeeping requirements","Student aid","Vocational education"],"type":"Rule","volume":74}