Skip to Content


Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Document Details

Information about this document as published in the Federal Register.

Published Document

This document has been published in the Federal Register. Use the PDF linked in the document sidebar for the official electronic format.

Start Preamble

The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq.) (BHC Act), Regulation Y (12 CFR Part 225), and all other applicable statutes and regulations to become a bank holding company and/or to acquire the assets or the ownership of, control of, or the power to vote shares of a bank or bank holding company and all of the banks and nonbanking companies owned by the bank holding company, including the companies listed below.

The applications listed below, as well as other related filings required by the Board, are available for immediate inspection at the Federal Reserve Bank indicated. The application also will be available for inspection at the offices of the Board of Governors. Interested persons may express their views in writing on the standards enumerated in the BHC Act (12 U.S.C. 1842(c)). If the proposal also involves the acquisition of a nonbanking company, the review also includes whether the acquisition of the nonbanking company complies with the standards in section 4 of the BHC Act (12 U.S.C. 1843). Unless otherwise noted, nonbanking activities will be conducted throughout the United States. Additional information on all bank holding companies may be obtained from the National Information Center website at​nic/​.

Unless otherwise noted, comments regarding each of these applications must be received at the Reserve Bank indicated or the offices of the Board of Governors not later than May 20, 2005.

A. Federal Reserve Bank of Richmond (A. Linwood Gill, III, Vice President) 701 East Byrd Street, Richmond, Virginia 23261-4528:

1. Square 1 Financial, Inc., Pinehurst, North Carolina; to become a bank holding company by acquiring 100 percent of the voting shares of Square 1 Bank, Durham, North Carolina, in organization.

B. Federal Reserve Bank of Atlanta (Andre Anderson, Vice President) 1000 Peachtree Street, N.E., Atlanta, Georgia 30303:

1. FirstFed Bancorp, Inc. Employee Stock Ownership Pan, Bessemer, Alabama; to become a bank holding company by acquiring 32 percent of the voting shares of FirstFed Bancorp, Inc., Bessemer, Alabama, and thereby indirectly acquire voting shares of First Financial Bank, Bessemer, Alabama.

2. Habersham Bancorp, Cornelia, Georgia; to acquire 100 percent of the voting shares of Liberty Bank & Trust, Toccoa, Georgia.

C. Federal Reserve Bank of St. Louis (Glenda Wilson, Community Affairs Officer) 411 Locust Street, St. Louis, Missouri 63166-2034:

1. Mercantile Bancorp, Inc., Quincy, Illinois; to acquire an additional 7.25 percent, for a total of 21 percent, of the voting shares of Northstar Bancshares, Inc., Kansas City, Missouri, and thereby indirectly acquire additional voting shares of Northstar Bank, National Association, Kansas City, Missouri.

Start Signature

Board of Governors of the Federal Reserve System, April 19, 2005.

Robert deV. Frierson,

Deputy Secretary of the Board.

End Signature End Preamble

[FR Doc. 05-8153 Filed 4-22-05; 8:45 am]