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List of Communities Eligible for the Sale of Flood Insurance

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Federal Emergency Management Agency (FEMA), Emergency Preparedness and Response Directorate, Department of Homeland Security.


Final rule.


This rule identifies communities that are participating and suspended from the National Flood Insurance Program (NFIP). These communities have applied to the program and have agreed to enact certain floodplain management measures. The communities' participation in the program authorizes the sale of flood insurance to owners of properties located in the communities listed below.


The effective date for each community is listed in the fourth column of the following tables.


Flood insurance policies for properties located in the eligible communities listed below can be obtained from any licensed property insurance agent or broker serving the eligible community or from the NFIP by calling 1-800-638-6620.

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Michael M. Grimm, Mitigation Division, 500 C Street SW., Room 412, Washington, DC 20472, (202) 646-2878.

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The NFIP enables property owners to purchase flood insurance that is generally not otherwise available. In return, communities agree to adopt and administer local floodplain management measures aimed at protecting lives and new construction from future flooding. Because the communities on the attached list have recently entered the NFIP, subsidized flood insurance is now available for properties in these communities.

In addition, FEMA has identified the Special Flood Hazard Areas (SFHAs) in some of these communities by publishing a Flood Hazard Boundary Map (FHBM) or Flood Insurance Rate Map (FIRM). The date of the flood map, if one has been published, is indicated in the fourth column of the table. In the communities listed where a flood map has been published, Section 202 of the Flood Disaster Protection Act of 1973, as amended, 42 U.S.C. 4016(a), requires the purchase of flood insurance as a condition of Federal or Federally-related financial assistance for acquisition or construction of buildings in the SFHAs shown on the map.

The Administrator finds that delayed effective dates would be contrary to the public interest and that notice and public procedure under 5 U.S.C. 553(b) are impracticable and unnecessary.

National Environmental Policy Act

This rule is categorically excluded from the requirements of 44 CFR Part 10, Environmental Considerations. No environmental impact assessment has been prepared.

Regulatory Flexibility Act

The Administrator certifies that this rule will not have a significant economic impact on a substantial number of small entities in accordance with the Regulatory Flexibility Act, 5 U.S.C. 601 et seq., because the rule creates no additional burden, but lists those communities eligible for the sale of flood insurance.

Regulatory Classification

This final rule is not a significant regulatory action under the criteria of section 3(f) of Executive Order 12866 of September 30, 1993, Regulatory Planning and Review, 58 FR 51735.

Paperwork Reduction Act

This rule does not involve any collection of information for purposes of the Paperwork Reduction Act, 44 U.S.C. 3501 et seq.

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List of Subjects in 44 CFR Part 64.

  • Flood insurance
  • Floodplains
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Accordingly, 44 CFR Part 64 is amended as follows:

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1.The authority citation for Part 64 continues to read as follows:

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Authority: 42 U.S.C. 4001 et seq., Reorganization Plan No. 3 of 1978, 3 CFR, 1978 Comp., p. 329; E.O. 12127, 44 FR 19367, 3 CFR, 1979 Comp., p. 376.

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The tables published under the authority of § 64.6 are amended as follows:Start Printed Page 61390

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StateLocationCommunity No.Effective date of eligibilityCurrent effective map date
New Eligibles: Emergency Program
Region IV
AlabamaBrantley, Town of, Crenshaw County010055July 5, 2005FHBM dated June 4, 1976.
Region VI
ArkansasKnoxville, Town of, Johnson County050260July 8, 2005FHBM dated February 21, 1975.
Region IV
TennesseeVan Buren County, Unincorporated Areas470342July 14, 2005FHBM dated December 1, 1978.
Region I
MaineVassalboro, Town of, Kennebec County230248July 26, 2005FHBM dated February 7, 1975.
Region VII
IowaBeaman, City of, Grundy County190400July 27, 2005Never Mapped.
KansasCloud County, Unincorporated*FHBM dated August 23, 1977.
Region VI
TexasRound Top, Town of, Fayette County480816August 12, 2005FHBM dated October 29, 1976.
Region X
WashingtonRepublic, Town of, Ferry County530042......doNever Mapped.
Region VI
New MexicoLincoln County, Unincorporated Areas350122August 15, 2005FHBM dated March 28, 1978.
TexasLeonard, City of, Fannin County480812......doNever Mapped. Includes annexed area of Fannin County (CID 480807) FIRM panel 0010B, dated December 1, 2004.
Region VII
IowaCromwell, City of, Union County190519......doFHBM dated June 25, 1976.
  DoGrundy Center, City of, Grundy County190403......doFHBM dated July 2, 1976.
  DoShannon City, City of, Union County190521......doFHBM dated August 13, 1976.
Region VII
KansasGoessel, City of, Marion County200206August 24, 2005FHBM dated November 22, 1974.
Region VIII
North DakotaLa Moure County, Unincorporated Areas380086August 29, 2005Never Mapped.
Region IV
AlabamaSylvania, Town of, DeKalb County010364September 4, 2005FHBM dated October 29, 1976.
Region IV
GeorgiaFranklin County, Unincorporated Areas130659September 19, 2005Never Mapped.
New Eligibles: Regular Program
Region VII
Missouri**Caldwell County, Unincorporated Areas290788July 5, 2005July 5, 2005.
Region IV
FloridaAlford, Town of, Jackson County120580July 14, 2005Use Jackson County (CID 120125) FIRM panel 0225C, dated December 15, 1990.
Region I
New Hampshire**Madison, Town of, Carroll County330220August 1, 2005FHBM dated January 17, 1975, converted to FIRM by letter August 1, 2005.
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Region IV
Kentucky**Letcher County, Unincorporated Areas210289......doFHBM dated September 2, 1977, converted to FIRM by letter August 1, 2005.
Region VII
Missouri**Lake Ozark, City of, Camden County290698......doFHBM dated July 26, 1977, converted to FIRM by letter August 1, 2005.
Region VI
TexasSansom Park, City of, Tarrant County480611August 12, 2005Use Tarrant County (CID 480582) FIRM panel 0270J, dated August 23, 2000.
OklahomaArcadia, Town of, Oklahoma County400551August 15, 2005Use Oklahoma County (CID 400466) FIRM panel 0115G, dated July 2, 2002.
  DoHennessey, Town of, Kingfisher County400389August 26, 2005Use Kingfisher County (CID 400471) FIRM panel 0185C, dated May 5, 2003.
Region VII
NebraskaBoyd County, Unincorporated Areas310417August 18, 2005August 18, 2005.
Region IV
Florida**Otter Creek, City of, Levy County120592September 1, 2005FHBM dated August 17, 1979, converted to FIRM by letter September 1, 2005.
Georgia**Coolidge, City of, Thomas County130169......doFHBM dated April 2, 1976, converted to FIRM by letter September 1, 2005.
Region VII
Nebraska**Burt County, Unincorporated Areas310420......doFHBM dated November 22, 1977, converted to FIRM by letter September 1, 2005.
Region IV
AlabamaSouth Vinemont, Town of, Cullman County010365September 4, 2005December 2, 2004.
  DoTallapoosa County, Unincorporated Areas010326September 15, 2005June 17, 1991.
North CarolinaMontreat, Town of, Buncombe County370476September 19, 2005NSFHA.
Region V
OhioHarbor View, Village of, Lucas County390702July 5, 2005Use Lucas County (CID 390359) FIRM panel 0105D, dated October 6, 2000.
Region VII
NebraskaPawnee City, City of, Pawnee County310170July 12, 2005July 5, 2005.
Region V
MinnesotaMinnetonka Beach, City of, Hennepin County270174July 29, 2005September 2, 2004.
Region IV
AlabamaPennington, Town of, Choctaw County010035September 4, 2005September 18, 1985. Includes annexed area of Choctaw County (CID 010310) FIRM Panel 0175C, dated September 30, 1988.
Region I
New HampshireMiddleton, Town of, Strafford County330222September 30, 2005May 17, 2005.
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Region VII
NebraskaPawnee City, City of, Pawnee County310170June 4, 1975, Emerg; August 1, 1986, Reg; July 6, 2005, SuspJuly 5, 2005.
Region VI
OklahomaGrady County, Unincorporated areas400483September 17, 1985, Emerg; September 1, 1987, Reg; July 20, 2005, SuspJuly 19, 2005.
Region VII
NebraskaCrofton, City of, Knox County310361July 9, 1976, Emerg; September 1, 1986, Reg; August 19, 2005, SuspAugust 19, 2005.
MissouriArgyle, Village of, Osage County290491May 13, 1974, Emerg; August 1, 1986, Reg; September 3, 2005, SuspSeptember 2, 2005.
  DoWestphalia, City of, Osage County290272March 16, 1976, Emerg; September 10, 1984, Reg; September 3, 2005, Susp  Do.
NebraskaPerkins County, Incorporated Areas310464June 15, 2001, Emerg; June 15, 2001, Reg; September 3, 2005, Susp  Do.
Region II
New JerseyEast Rutherford, Borough of, Bergen County340028June 24, 1975, Emerg; December 16, 1980, Reg; October 3, 2005, SuspSeptember 30, 2005.
Region V
IllinoisJersey County, Unincorporated Areas170312July 15, 2005, Probation LiftedFebruary 1, 1984.
Suspension Rescissions
IndianaBeech Grove, City of, Marion County180158July 5, 2005, Suspension Notice RescindedJuly 5, 2005.
  DoSouthport, City of, Marion  Do.
Region VII
MissouriCaldwell County, Unincorporated  Do.
NebraskaTable Rock, Village of, Pawnee  Do.
Region VI
OklahomaMcClain County, Unincorporated Areas400538July 19, 2005, Suspension Notice RescindedJuly 19, 2005.
Region VIII
North DakotaBismarck, City of, Burleigh  Do.
Region VII
NebraskaBristow, Village of, Boyd County310012August 18, 2005, Suspension Notice RescindedAugust 18, 2005.
  DoCreighton, City of, Knox  Do.
  DoLynch, Village of, Boyd  Do.
  DoNiobrara, Village of, Knox  Do.
  DoSpencer, Village of, Boyd  Do.
  DoVerdigre, Village of, Knox  Do.
Region VI
TexasMidland, City of, Midland County480477September 16, 2005, Suspension Notice RescindedSeptember 16, 2005.
  DoMidland County, Unincorporated  Do.
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  DoOdessa, City of, Midland  Do.
Region IX
HawaiiKauai County, All  Do.
* do = Ditto.
** Designates communities converted from Emergency Phase of participation to the Regular Phase of participation.
Code for reading fourth and fifth columns: Emerg.-Emergency; Reg.-Regular; Rein.-Reinstatement; Susp.-Suspension; With.-Withdrawn; NSFHA.-Non Special Flood Hazard Area.
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(Catalog of Federal Domestic Assistance No. 83.100, “Flood Insurance.”)

Dated: October 12, 2005.

David I. Maurstad,

Acting Mitigation Division Director, Emergency Preparedness and Response Directorate.

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[FR Doc. 05-21139 Filed 10-21-05; 8:45 am]