This site displays a prototype of a “Web 2.0” version of the daily Federal Register. It is not an official legal edition of the Federal Register, and does not replace the official print version or the official electronic version on GPO’s govinfo.gov.
The documents posted on this site are XML renditions of published Federal Register documents. Each document posted on the site includes a link to the corresponding official PDF file on govinfo.gov. This prototype edition of the daily Federal Register on FederalRegister.gov will remain an unofficial informational resource until the Administrative Committee of the Federal Register (ACFR) issues a regulation granting it official legal status. For complete information about, and access to, our official publications and services, go to About the Federal Register on NARA's archives.gov.
The OFR/GPO partnership is committed to presenting accurate and reliable regulatory information on FederalRegister.gov with the objective of establishing the XML-based Federal Register as an ACFR-sanctioned publication in the future. While every effort has been made to ensure that the material on FederalRegister.gov is accurately displayed, consistent with the official SGML-based PDF version on govinfo.gov, those relying on it for legal research should verify their results against an official edition of the Federal Register. Until the ACFR grants it official status, the XML rendition of the daily Federal Register on FederalRegister.gov does not provide legal notice to the public or judicial notice to the courts.
The following documents are on file at the Office of the Federal Register (OFR) and will be published in the Federal Register on the dates listed.
Regular Filing documents are routinely placed on file at 8:45 a.m. Eastern Time, for publication in the next day’s Federal Register.
Special Filing documents are filed at other times and/or dates prior to publication.
See About Public Inspection for more information.
Although we make a concerted effort to reproduce the original document in full on our Public Inspection pages, in some cases graphics may not be displayed, and non-substantive markup language may appear alongside substantive text. If you are using public inspection listings for legal research, you should verify the contents of documents against a final, official edition of the Federal Register. Only official editions of the Federal Register provide legal notice of publication to the public and judicial notice to the courts under 44 U.S.C. 1503 & 1507.
Please note that most of the original documents filed with the Office of the Federal Register contain calculated effective dates, comment dates, and other applicable dates. We calculate and insert those dates after the documents go on file. You can consult the Table of Effective Dates & Time Periods to determine the calendar date of a calculated date contained in a Public Inspection document.
Editorial Note: CFPB requested a minor edit after this document was placed on public inspection. This document will remain on public inspection through the close of business on Friday, April 08, 2022. A copy of the agency's request is available for inspection at the Office of the Federal Register.