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Bureau of Consumer Financial Protection.
Notice and request for comment.
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau) is proposing a new information collection for Office of Management and Budget (OMB) approval titled, “Owning a Home Evaluation Study.”
Written comments are encouraged and must be received on or before November 23, 2015 to be assured of consideration.
You may submit comments, identified by the title of the information collection, OMB Control Number (see below), and docket number (see above), by any of the following methods:
Documentation prepared in support of this information collection request is available at www.reginfo.gov (this link active on the day following publication of this notice). Select “Information Collection Review,” under Currently under review, use the dropdown menu “Select Agency” and select “Consumer Financial Protection Bureau” (recent submissions to OMB will be at the top of the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be directed to the Consumer Financial Protection Bureau, (Attention: PRA Office), 1700 G Street NW., Washington, DC 20552, (202) 435-9575, or email: PRA@cfpb.gov. Please do not submit comments to this email box.
Title of Collection: Owning a Home Evaluation Study.
OMB Control Number: 3170-XXXX (Will be assigned upon OMB approval).
Type of Review: New Collection (Request for a new OMB control number).
Affected Public: Individuals or households.
Estimated Number of Respondents: 170,200.
Estimated Total Annual Burden Hours: 12,480.
Abstract: The Dodd Frank Act directs the Bureau to develop a program of consumer education and engagement. As part of that program, the Bureau has developed a suite of online tools and resources, known as the Owning a Home project, to help consumers make better, more informed decisions about mortgages. The purpose of this information collection is to learn about the behavioral mechanisms and evaluate the hypotheses underlying the Owning a Home project. This information collection is structured as a randomized-controlled trial field study.
Request for Comments: The Bureau issued a 60-day Federal Register notice on September 26, 2014 (79 FR 57892). Comments were solicited and continue to be invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the Bureau, including whether the information will have practical utility; (b) The accuracy of the Bureau's estimate of the burden of the collection of information, including the validity of the methods and the assumptions used; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; and (d) Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be summarized and/or included in the request for OMB approval. All comments will become a matter of public record.
Dated: October 20, 2015.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial Protection.
[FR Doc. 2015-27078 Filed 10-22-15; 8:45 am]
BILLING CODE 4810-AM-P
1 comment has been received at Regulations.gov.
Agencies review all submissions and may choose to redact, or withhold, certain submissions (or portions thereof). Submitted comments may not be available to be read until the agency has approved them.